In terms of insurance, according to the staff, some people in the store and insurance companies such as Huatai provide auto insurance services, and the total insurance cost of the new car in the first year is about 5,000 yuan.

In terms of loans, 4S stores provide SAIC financial auto loans, with a minimum down payment of 30% of the car price and a maximum loan period of 5 years.

2. What about Buick Hideo's loan and insurance? Do you know that?/You know what?

In terms of insurance, according to the staff, some people in the store and insurance companies such as Huatai provide auto insurance services, and the total insurance cost of the new car in the first year is about 5,000 yuan. In terms of loans, 4S stores provide SAIC financial auto loans, with a minimum down payment of 30% of the car price and a maximum loan period of 5 years.

3. What about Buick Hideo's loan and insurance? Do you know that?/You know what?

Buick Hideo's average fuel consumption per 100 kilometers is 7.20 liters, and the standard 93 # gasoline. Acceleration time (0- 100km/h): 7.88s Braking distance (100-0km/h): 41.41m180m Pile winding speed: 62.98km/.

4. What types of insurance does Buick Hideo have?

Basic insurance includes third-party liability insurance and vehicle loss, including vehicle theft and emergency rescue (theft and emergency rescue), vehicle cargo falling liability insurance, separate glass breakage insurance, vehicle stop damage insurance and special spontaneous combustion insurance. Our automobile traffic accident liability compulsory insurance also belongs to the generalized third party liability insurance. Compulsory insurance is a compulsory insurance. Motor vehicles must be purchased before they can drive on the road. When the annual auditor needs to pay for the loss, he must pay the compulsory insurance before paying.

Compulsory Traffic Accident Liability Insurance for Motor Vehicles

Compulsory traffic accident liability insurance is the first compulsory insurance system implemented by national laws in China.

Motor vehicle traffic regulations [hereinafter referred to as "the company's compulsory liability insurance to compensate the victims [excluding the people on board and the insured] for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the liability limit".

Vehicle loss insurance

Vehicle loss insurance means that the insured vehicle suffers from natural disasters (excluding earthquakes) or accidents within the scope of insurance liability, resulting in the loss of the insured vehicle itself, and the insurer makes compensation according to the provisions of the insurance contract. This is the opposite of a third party. This is self-care, if you cherish it.

Third party liability insurance

Responsible for the liability for compensation for personal injury or direct loss of property of others (that is, third parties) caused by accidents involving the use of insurance vehicles. The biggest fear when driving is to crash or hit someone. Not counting the loss of your car, you have to spend a lot of money to compensate others for their losses. Compensation for medical expenses and property losses of third parties is relatively low. After buying compulsory insurance, you can still consider buying third-party liability insurance as a supplement.

Vehicle theft and emergency rescue

Robbery and rescue. The insurance liability for the whole vehicle theft and rescue is the loss of the vehicle caused by the whole vehicle being robbed or robbed, as well as the reasonable expenses for repair due to damage or loss of parts on the vehicle during the robbery or robbery.

Vehicle liability insurance

Liability for personal injury or death of persons on board and direct damage to goods carried on board. These include compensation and liability insurance for personal injury and death of people on board.

No-fault liability insurance

In the process of using the insured vehicle, one party of the insured vehicle shall not be liable for the casualties and direct property losses caused by non-responsible reasons. If the insured refuses the other party's compensation and cannot recover the expenses, the insurance company shall calculate the compensation within the insurance compensation limit specified in the insurance policy according to the Measures for Handling Road Traffic Accidents and the local standards for handling road traffic accidents. Every compensation has an absolute deductible of 20%.

Declining liability insurance

Economic compensation for personal injury or direct loss of property of a third party caused by the fall of goods from the car shall be calculated within the prescribed insurance compensation limit. Every compensation has an absolute deductible of 20%.

Scratch risk

Scratch insurance is a vehicle scratch insurance, which is a supplement to vehicle damage insurance. Scratch insurance may be caused by unexpected reasons. If the collision marks are obvious, there are cuts and pits, which are not scratches, but belong to the claim scope of car damage insurance [1].

Separate glass breakage risk

Glass breakage insurance is a kind of commercial insurance in which the insurance company is responsible for compensating the glass breakage loss of the vehicle itself during the use of the insured auto insurance. The owner must pay attention to the word "single", which means that the insurance company can only compensate if the windshield and window glass (excluding headlights and rearview mirror glass) of the insured vehicle are damaged. If the owner wants to know how much glass is broken by one person, he can calculate the price through the following auto insurance calculator, and also take this opportunity to compare which insurance company's auto insurance price is more affordable, so as to help the owner choose the insurance company that suits him best [2].

Vehicle stop loss insurance

If the insured vehicle has an accident within the scope of vehicle loss insurance, resulting in damage to the car body and suspension of the vehicle, the insurance company shall make the following compensation as required:

(1), the insurer shall, within the repair time agreed by both parties, calculate the compensation according to the daily compensation amount agreed in the insurance policy multiplied by the actual number of days from the date of repair to the date of completion of repair;

(2) If the whole vehicle is damaged, the compensation shall be calculated according to the compensation limit agreed in the insurance policy;

(3) During the insurance period, the cumulative calculation of the above compensation is limited to the maximum compensation days stipulated in the insurance policy. The maximum agreed payment days of this insurance is 90 days, and the biggest feature of vehicle stop-loss insurance is that the rate is very high, reaching 10%.

Risk of spontaneous combustion loss

Spontaneous combustion insurance, that is, "spontaneous combustion loss insurance", is an additional risk of car damage insurance. Autoignition insurance can only be insured after car damage insurance. During the insurance period, the insurance company will compensate the insured vehicle for the losses caused by problems in its circuit, circuit, oil circuit, oil supply system and goods itself, as well as the fire caused by friction during the operation of the motor vehicle, and the reasonable rescue expenses that the insured must pay to reduce the losses of the insured vehicle when an insurance accident occurs.

Equipment loss insurance

If an insurance accident within the scope of vehicle loss insurance causes direct losses to vehicles, the insurance company shall calculate compensation according to the actual losses. If the newly-added equipment is not insured by this insurance, the insurance company will not be liable for the loss.

Special insurance excluding deductibles

This kind of insurance can only be insured on the basis of both vehicle loss insurance and third party liability insurance. If the motor vehicle insured by this special insurance accident causes compensation, the insurer shall be responsible for compensation within the amount conforming to the compensation provisions and the deductible calculated according to the provisions of the basic insurance clauses. In other words, after taking out this insurance, the insurance company will pay all the losses in the vehicle loss insurance and the third party liability insurance. This is a very good insurance only in 1997. Its value is reflected in: if you don't insure this insurance, the insurance company should distinguish the responsibilities when compensating losses within the scope of car damage insurance and third party liability insurance: if you take full responsibility, you will pay 80%; Take the main responsibility and pay 85%; Pay 90% for the same responsibility; Take secondary responsibility and pay 95%. The other 20%, 15%, 10% and 5% of the accident losses need to be paid out of their own pockets.