Deposit ratio and base of Chengdu provident fund
Chengdu provident fund deposit ratio:
The deposit ratio of housing provident fund is not less than 5% and not higher than 12%. According to the actual situation of the unit, the unit can independently determine the payment ratio of the unit and employees between 5%- 12% (rounded).
Chengdu provident fund deposit base:
The deposit base of housing provident fund is the average monthly salary of employees in the previous year. The deposit base of housing provident fund shall not be less than three times the average salary of the previous working month announced by the Municipal People's Government, and the specific limit shall be determined by the CMC according to the above standards and announced to the public regularly every year. The average monthly salary of employees is calculated according to the total wages of employees in the previous year, and the total wages of employees are subject to the interpretation of the total wages of employees in the National Bureau of Statistics.
The upper limit of the deposit base of Chengdu provident fund is 27,790 yuan, and the lower limit of the deposit base of housing provident fund in Sichuan Tianfu New District, Chengdu East New District, Chengdu High-tech Zone, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, qingbaijiang district, Xindu District, Wenjiang District, Shuangliu District, Pidu District and Xinjin District is 2 100 yuan;
The minimum deposit base for jianyang city, Dujiangyan, Pengzhou, Qionglai, chongzhou city, Jintang, Dayi and Pujiang counties is 1.97 yuan.
The housing accumulation fund paid by individual employees shall be withheld and remitted by the unit from their wages every month. Units shall, within 5 days from the date of monthly payment of wages to employees, remit the housing provident fund paid and withheld for employees to the housing provident fund account, and the provident fund center will include it in the individual housing provident fund account of employees.
In addition, the provident fund can be used for other purposes besides buying a house, but the withdrawal of the provident fund will affect the loan amount of the provident fund. If there is a demand for buying a house, it is recommended not to withdraw the provident fund.