1. Introduction to Chang'an Bank Chamber of Commerce Loan "Chamber of Commerce Loan" refers to using the Baoji Micro Enterprise Chamber of Commerce as the fund manager to organize member companies of the chamber of commerce to initiate the establishment of a "Small and Micro Enterprise Mutual Aid Development Fund." Member companies pay a certain proportion of the bank's loan approval limit to the "Small and Micro Enterprise Mutual Aid Development Fund", and the "Small and Micro Enterprise Mutual Aid Development Fund" provides guarantees for fund members' loans from Chang'an Bank. The funds issued are mainly used for working capital turnover. of loans. Guarantee: Small and micro enterprise mutual aid development fund guarantee. Note to enterprises: Different loan amounts have different guarantee methods. If the amount is less than 1 million yuan, the actual controller, the legal representative, all shareholders and their spouses will be added as personal guarantees; if the amount is more than 1 million yuan, the actual controller, the legal representative, the shareholders with more than 20 shares and the spouses will be added as personal guarantees. The loan shall be guaranteed by at least one other member of the fund, and additional operating entity guarantees shall be provided.
2. Chang'an Bank Chamber of Commerce Loan Application Process 1. To apply for a loan, you can go to the bank directly or submit your loan request online. 2. After the bank receives it, it will arrange for a credit manager to contact you. 3. You need to join the Micro Enterprise Chamber of Commerce. 4. Provide qualified guarantees. 5. After successful bank review, sign the contract and wait for the bank to release the loan.