In fact, there are entrepreneurial policies that college students can enjoy when starting a business. According to the relevant regulations of the Ministry of Education and other relevant departments, it mainly includes the following contents:
I. Preferential tax policies
1. College graduates who hold employment and entrepreneurship certificates issued by the people's social departments who set up individual industrial and commercial households within the graduation year can deduct the actual value-added tax, urban maintenance and construction tax and education surcharge that should be paid in that year in turn within three years according to the regulations, with the limit of 12000 yuan per household per year (the maximum increase can be 20%, which is determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government according to the actual situation in the region).
2. College graduates who set up small and micro enterprises can enjoy the inclusive tax and fee policy for small and micro enterprises according to regulations; If individual industrial and commercial households are established, the annual taxable income does not exceed 6,543,800 yuan, and the personal income tax will be levied by half on the basis of the current preferential policies.
Second, secured loans and discount policies.
1. Business start-up guarantee loan and discount support: You can apply for business start-up guarantee loan at the business start-up place with a maximum loan amount of 200,000 yuan. For qualified individuals to start a business in partnership, the loan amount may be appropriately increased according to the number of partnership entrepreneurs, and the maximum loan amount shall not exceed 10% of the total amount.
Exempt college graduates and entrepreneurs who have obtained loans of 654.38 million yuan or less above the municipal level; For small and micro enterprises founded by qualified college graduates, the maximum loan amount will be raised to 3 million yuan, and the finance will give interest subsidies according to regulations.
2. Application procedures for business start-up guarantee loans: Individuals and small and micro enterprises applying for discount support for business start-up guarantee loans should apply to the local human resources and social security department for qualification examination. Individuals and small and micro enterprises that have passed the qualification examination shall submit the application for guarantee and loan to the local operation and management institution of the guarantee fund for business start-up guarantee loan and the handling bank, and sign a business start-up guarantee loan contract with the handling bank if they meet the relevant guarantee and loan conditions.
Third, financial support policies.
1. Exemption from relevant administrative fees: graduates of ordinary colleges and universities who engage in self-employment within 2 years after graduation will be exempted from relevant administrative fees such as management, registration and license within 3 years.
2. Job-seeking and entrepreneurship subsidies: one-time job-seeking and entrepreneurship subsidies will be given to low-income families, poor families with disabled people, college graduates with poor students and disabled people who have obtained national student loans in the graduation school year.
3. One-time entrepreneurship subsidy: For college graduates who start small and micro enterprises for the first time or engage in self-employment, if the established enterprises or individual industrial and commercial households have been operating normally for more than 1 year since the date of industrial and commercial registration, a one-time entrepreneurship subsidy will be given on a pilot basis.
4. Enjoy training subsidies: if college students participate in entrepreneurship training within the graduation year, they will be given training subsidies according to regulations.
Four. Industrial and commercial registration policy
9. Simplify registration procedures: To start a business, you only need to fill in a form and submit a set of materials to a window. The registration department directly issues a business license with a unified social credit code, which is a combination of multiple certificates.
Verb (abbreviation of verb) household registration policy
1. Cancel the restriction on settlement: College graduates can go through the settlement formalities in the place where they started their business (according to the relevant regulations of the municipality directly under the Central Government).
Intransitive Verb Entrepreneurship Service Policy
2. Free business start-up service: You can get free business start-up guidance service provided by public employment and talent service institutions.
3. Technological innovation services: laboratories, scientific research instruments and facilities in various regions, universities and research institutes can be open to college students, providing low-cost and high-quality professional services.
4. Entrepreneurship on-site service: Encourage all kinds of incubators to open a certain percentage of free incubation space for college students' innovation and entrepreneurship teams. Incubators and other entrepreneurial carriers invested by the government should arrange about 30% of the venues and provide them to college graduates free of charge. Conditional places can give rent subsidies to college graduates to start businesses in incubators.
5. Entrepreneurship security policy: increase support for college students who fail to start businesses, and provide employment services, employment assistance and social assistance according to regulations. When starting a business after graduation, college students can pay "five insurances and one gold" as required.
Sixth, the student status management policy.
1. Convert credits: Colleges and universities should reasonably set up innovation and entrepreneurship credits, establish an accumulation and conversion system for innovation and entrepreneurship credits, and explore how to convert students' self-employment into credits.
2. Flexible academic system: schools can establish and implement flexible learning system according to the situation, which can relax students' study years, retain their school status, drop out of school and innovate and start businesses.
The above is the specific answer to the question "What are the entrepreneurial policies for college students?". . For college students who want to start a business, if they don't understand this, they should grasp the content introduced in the article concretely! In addition, with the state's support for college students' entrepreneurial activities, entrepreneurial policies are constantly being introduced. College students who want to start a business can contact online customer service for detailed answers if they want to know the latest business policies!