Quanzhou is connected to Fuzhou in the north and Xiamen in the south. Many foreigners such as Xiamen will go to Quanzhou to buy a house. In order to prefabricate overheated real estate, Quanzhou municipal government has issued a series of property market policies such as purchase restriction, price restriction and loan restriction. Under normal circumstances, only Quanzhou has the qualification to purchase commercial housing. So what are the conditions for obtaining Quanzhou's qualification to buy a house? Next, Bian Xiao will briefly introduce it to you.

1. According to the relevant policies and regulations of Quanzhou Municipal Government, Quanzhou's restricted purchase areas are Fengze, Licheng, Jinjiang, Shishi, Quangang, Qing _ Development Zone, Taiwan Business District and other areas. If property buyers have Quanzhou household registration, they are not limited to purchase, but are affected by the restricted loan policy. Quanzhou registered families can't apply for housing loans if they buy three or more houses.

2. If the property buyers do not have Quanzhou household registration, they are only allowed to buy one set of housing in Quanzhou's restricted purchase area. In addition, the purchase of a house needs to meet the social security or individual tax payment in Quanzhou 1 year or more; Or apply for residence permit 1 year or more, you can buy commercial housing, and you can't pay social security in commercial housing. Property buyers can buy a house in Quanzhou with sufficient funds after they have the qualification to buy a house in Quanzhou.

3. If you apply for a housing loan to buy a house, you need to meet the relevant provisions of bank housing loans. Quanzhou loan to buy a house is also limited by the loan policy. If we apply for a provident fund loan to buy a house and buy the first house, the down payment ratio is 30%; Buy two houses with a down payment ratio of 50%. Commercial loans to buy the first suite, the down payment ratio is 30%, the second suite down payment ratio is 40%, if the purchase is commercial housing, the down payment ratio is 50%.

Bian Xiao concluded: What conditions do you need to qualify for statewide house purchase? Bian Xiao gave a brief introduction here. I hope that after reading this article, everyone can understand this. If a non-Quanzhou household registration purchases a commercial house in Quanzhou or a house with Quanzhou household registration across cities and counties, it is necessary to obtain a real estate license for 5 years before the house can be listed and traded.

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