It took 10 years for the Industrial and Commercial Bank of China loan to be repaid in 3 years. Now I want to pay it off in one lump sum. How can I pay it back?

The loan amount and loan interest rate are not stated, so our calculation can only give you an approximate calculation, but cannot give an exact number.

According to the information you provided, the monthly payment is 1,120 yuan, 120 installments, the total principal and interest is 134,400 yuan, and the bank’s benchmark interest rate announced on April 6, 2011 was 6.8%. At that time, the housing mortgage loan should be The base interest rate is reduced by 10%. Based on this calculation, your loan amount is 100,000 yuan, the total early repayment is 77,963.84 yuan + liquidated damages of 408.72 yuan, and the total interest savings is 18,441.65 yuan.

To get an accurate number, you must tell the loan amount and loan interest rate (as written in your mortgage contract).

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