Current location - Loan Platform Complete Network - Loan consultation - 202 1 housing reform policy
202 1 housing reform policy
Legal Analysis: 202 1 Housing Reform Policy

1, 202 1 new housing reform policy, according to the provisions of the relevant measures for housing reform, before the local government formulates specific policies, individual residents need to go directly to the development and construction unit to go through the purchase procedures with their permanent residence cards and ID cards, or apply to the local housing fund management and commercial banks for the purchase of affordable housing loans.

However, the registered housing reform pre-sale (sales) contract must be used to go through the mortgage registration formalities with the housing and land management department where the project is located.

2. Housing reform is a preferential policy given to employees in the calculation of housing value after comprehensively considering various factors such as their positions, ages, wages and family size. The number of houses purchased must be strictly in accordance with the housing allocation control standards stipulated by the state and people's governments at all levels.

3. Whether buying a house at market price, cost price or standard price, the house price is not a direct reflection of the house value, and the house price is much more favorable than the market price.

The property right of housing reform purchased by individual residents belongs to individuals. Specific measures such as the time of listing and trading of affordable housing purchased by individual residents, the payment of land transfer fees and related taxes and fees, and the distribution of income shall be implemented in accordance with the relevant provisions of the housing system reform of the local government.

Now with the new housing reform policy, ordinary people can live in new houses or transfer to their own names. Because the current housing price is too high, if people want to change a house, they will hesitate again and again because they don't have enough funds at hand. So in order to make everyone's life better, the state has launched a new policy-housing reform policy, and urban workers can buy a set of public houses according to their existing houses.

Legal basis: Article 44 of People's Republic of China (PRC) Urban Real Estate Management Law obtains the land use right by means of transfer. After the transfer of real estate, if the transferee changes the land use agreed in the original land use right transfer contract, it must obtain the consent of the original transferor and the urban planning administrative department of the municipal or county people's government, sign an agreement on the change of the land use right transfer contract or re-sign the land use right transfer contract, and adjust the land use right transfer fee accordingly.