Even if, as long as you are invalid in the loan contract, you can't assume that the existing person uses your identity or uses your ID card to handle the loan bank to make a complaint, you can also report the case to the public security organ.
2. What if someone uses my identity information to get a loan?
Generally, banks will not handle bank loans without my ID card, so I need to bring my valid ID card to the bank for face-to-face signing. Conditions for handling bank loans: materials to be prepared for handling loans: fraudulent use of resident identity cards. The Law of the People's Republic of China on Resident Identity Cards stipulates: Article 16 Anyone who commits one of the following acts shall be given a warning by the public security organ and fined less than 200 yuan. If there is illegal income, the illegal income shall be confiscated: (1) using false certification materials to defraud resident identity cards; (2) Renting, lending or transferring a resident identity card; (3) illegally detaining another person's identity card. Seventeenth one of the following acts, by the public security organs fined two hundred yuan to one thousand yuan, or detained for ten days. If there are illegal gains, the illegal gains shall be confiscated: (1) fraudulently using other people's identity cards or using fraudulent identity cards; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs. Article 18 Whoever forges or alters a resident identity card shall be investigated for criminal responsibility according to law. Whoever commits any of the acts listed in Articles 16 and 17 of this Law and commits criminal activities shall be investigated for criminal responsibility according to law. Article 19. If the staff of state organs or financial, telecommunications, transportation, education, medical and other units disclose the personal information of citizens recorded in resident ID cards obtained in the course of performing their duties or providing services, which constitutes a crime, criminal responsibility shall be investigated according to law; If the case does not constitute a crime, it shall be detained by the public security organ from 10 to 15 and fined 5000 yuan. If there are illegal gains, the illegal gains shall be confiscated. Fraudulent use of identity cards can directly apply to the public security organs for filing a case for review.
3. What should I do if someone else is cheated with my ID card?
No, please rest assured.