The bank card that owes money and is frozen by the court will be dealt with in the following situations:

1. The plaintiff applies to the court to take property preservation measures before filing a lawsuit or during the lawsuit, and the court freezes the defendant's bank in accordance with the law. deposit. In this case, the defendant can provide corresponding property guarantee, and the court will lift the freeze on bank deposits;

2. The defendant refuses to fulfill the court's judgment, and the court will freeze its bank deposits in accordance with the law during the execution procedure. In this case, the obligations determined by the judgment or other legal documents must first be fulfilled before applying to the court to lift the freeze.

Article 668 of the "People's Republic of China and Civil Code"

A loan contract shall be in writing, unless otherwise agreed on the loan between natural persons.

The content of a loan contract generally includes terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669

When entering into a loan contract, the borrower shall provide the true situation of business activities and financial status related to the loan in accordance with the lender's requirements.

Article 670

Interest on borrowings shall not be deducted from the principal in advance. If interest is deducted from the principal in advance, the loan shall be returned and interest calculated based on the actual borrowed amount.

Article 671

If the lender fails to provide the loan in accordance with the agreed date and amount, causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, the borrower shall pay interest according to the agreed date and amount.