Loan process:
(1) Credit rating. Mainly based on the lender's basic situation, assets and liabilities, production and operation, reputation and other indicators to evaluate. Generally, there are three grades: excellent, good and average.
(2) Approved credit line. According to the credit rating results, capital demand and credit line application, rural credit cooperatives shall approve the credit line of corresponding grades.
(3) Proof of loan issuance.
4 loan application. When applying for a loan, you can apply for a loan within the credit line with the loan certificate and valid ID card (or household registration book).
(5) granting loans. After receiving the loan application, the rural credit cooperatives shall sign the contract after examination by the credit counter staff (or the guard staff), fill in the loan receipt, and then use the loan according to the regulations.
6. Repay on schedule. The borrower shall repay the loan principal and interest in accordance with the loan contract.
This answer sheet is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance), which provides personal consumer credit services for the public and creates an innovative model of consumer credit. Qianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. Click on the bottom of the phone to measure the amount immediately, and the maximum loan amount is 200,000.