First, how to borrow a second home loan?
1. Go to the bank that applied for a loan before, submit a second loan application and provide loan materials; 2. After the bank staff has passed the examination, they will notify the lender to handle the loan procedures; 3. The lender needs to sign a second loan contract with the bank and go through the notarization procedures of the contract; 4. The bank will release the loan to the credit account on the specified date.
Second, what problems should be paid attention to in the second loan of the house?
1, the second loan, if you borrow through a loan company, you need to pay special attention. Some loan companies will handle other things in the name of the lender, which will cause all kinds of troubles to the lender, but regular loan companies will not have such problems. Therefore, it is very important to choose a regular big brand company, and don't trust the mortgage companies on the roadside.
2. If you use a second home loan, you need to pay special attention to repayment. As long as the mortgage record shows that it has been paid off, you can go to the second mortgage. For the time difference before and after, the regular loan company will help to inquire. In some real estate agents, they will do similar business, but the most important thing is reliability.
3. The amount of the second loan can also be concerned. If all the previous loans have been paid off, but the money borrowed by the second loan is not much different from that paid off, then there is no need to toss about, which is of little significance.
How to borrow a second home loan, and what problems should be paid attention to in the second home loan? Here is a brief introduction. You got it? The second loan only needs to go through the normal process. As long as you find a formal loan company, the problem is not big.