1. First of all, in order to meet the local housing purchase qualification in Tianjin, you must have a local social security or tax payment certificate of 2-5 years in Tianjin.

2. Eligible persons need to provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax payment certificate, etc.

3. Conditions for foreigners to borrow money to buy a house in bank of tianjin:

1. Agree to use the purchased house as mortgage guarantee.

2. In Tianjin, the age of the borrower plus the loan period is no more than 65 for men and no more than 60 for women.

3. Have full capacity for civil conduct in Tianjin; Have permanent residence or valid residence status in China.

4. In Tianjin, you must pay a down payment of not less than a certain percentage of the total price of the purchased house.

5. Have a stable professional and economic income in Tianjin or the place of residence, have good credit, and have the ability to repay the principal and interest of the loan.

6. A house purchase contract or agreement has been signed.

Second, Tianjin housing policy:

1. Submit a house purchase application to the real estate transaction with all identity documents, temporary residence permits and copies. After the transaction is verified, it shall be reported to the real estate transaction market management committee for review and seal. After examining the registration form of house purchase and its materials, the Administrative Committee shall issue the Notice of Approval for Individuals from Other Provinces and Cities to Purchase Houses in Beijing (hereinafter referred to as the "Approval Form"), which is valid for six months.

2. Within/0/5 days after the contract is signed, the buyer in Tianjin shall bring his ID card, temporary residence permit and approval form, the original and copy of the house purchase contract, and go to the transaction site to handle the Notice of Handling Personal Property Rights in Other Provinces and Cities in Beijing (hereinafter referred to as the Notice), and withdraw the approval form after the transaction site issues the Notice to the buyer;

3. When buying a house in Tianjin, the buyer shall go through the transfer formalities with the developer with the Tianjin notice, contract, identity document and residence permit, and pay the transaction fee, stamp duty and other taxes as required.

4. Take Tianjin as an example. For families who are not registered in this city, they need to provide tax payment certificates or social insurance payment certificates for more than one year (13 months) before they can buy a house, but they have to pay property tax. For the conditions for foreigners to buy houses in Tianjin, Tianjin gives preferential treatment to the basic housing needs of non-local residents who live and work in Tianjin:

(1) For high-level talents and urgently needed talents in key industries introduced in accordance with the relevant regulations of the state and this Municipality, who hold residence permits in this Municipality and work and live in this Municipality, their newly purchased houses belonging to one-child families in this Municipality are temporarily exempt from property tax.

(2) Property tax shall be temporarily exempted for newly purchased houses belonging to the only family in Tianjin that have held residence permits in Tianjin for three years and have worked and lived in this city; Property tax is levied on the above-mentioned houses of buyers who hold Tianjin residence permit for less than three years. The property tax levied on the above-mentioned houses can be refunded to those who have held the residence permit in Tianjin for three years and have worked and lived in this city.

Extended data:

Avoid risks:

1, convenient transportation makes it easier to live in different places, and home ownership in different places has become a new choice for many people to live or invest. But we should pay attention to avoid the risk of buying houses in different places.

The first is the house price risk. The target cities for buying houses in different places are generally second-and third-tier cities. The situation of these cities is different from that of large and medium-sized coastal cities such as Shenzhen, and many of them do not have the conditions for a sudden rise in house prices. At the same time, these city governments have a large amount of land reserves, so they have a lot of room for manoeuvre in regulating the contradiction between supply and demand. If they hope to gain investment income in a short time, they are likely to fail.

The second is market risk. Market risk mainly refers to the investment risk caused by market supply and demand. Absolute low price is the key factor to attract most off-site buyers. What is the reason for the absolute low price? In fact, most residents in second-and third-tier cities have limited income and weak consumption power, so it is difficult to bear higher housing expenditure; The degree of commercialization of housing is not high, and residents generally have their own housing; The foreign population is limited and the rental market is weak; The intensity of urban demolition is limited, so it is difficult to form a passive demand for real estate development like Shanghai; The urban economic capacity is insufficient, and it is difficult to form the basic support for the prosperity of commercial real estate. These are determined by the development of the local real estate market and the level of economic development, and it is impossible to make substantial changes in a short time.

Third, the risk of asymmetric acquisition of real estate information, lack of necessary understanding of local customs and buying habits in different places. Because they don't know the situation, many property buyers rely too much on the advertisements and self-introduction of developers and can't fully grasp the information of real estate projects. Therefore, we must investigate the credit standing of developers, check the legal ownership of the shopping industry, understand the local purchase procedures, mortgage term, taxes and fees to be paid, and consult local real estate lawyers or real estate departments to avoid unnecessary troubles and losses such as time and energy consumption after disputes.

The fourth is the management risk after buying a house. For buyers from different places, it is very important to inspect the property management of residential quarters. At present, most people who buy houses mainly take vacations and provide for the elderly, so the property management in this community plays a vital role in the maintenance, preservation and appreciation of residential products and the guarantee of residents' quality of life.

References:

Buying a house in a different place-Baidu Encyclopedia