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How to borrow 20 thousand in urgent need
In this case, you can borrow money through bank loans, credit card overdrafts, loans from relatives and friends, etc.

1. Bank loan: If you have a good credit record, you can consider applying for a personal loan from the bank. It is usually necessary to provide certain documents such as income certificate and identity certificate, and the bank will decide whether to approve the loan according to the credit score and repayment ability.

2. Credit card overdraft: If you have a credit card and the credit limit is sufficient, you can consider using a credit card overdraft. However, please note that credit card overdraft is usually accompanied by higher interest, which will not lead to debt accumulation for a long time.

3. Borrow from relatives and friends: Borrowing from relatives and friends may be the fastest and cheapest way. In this case, there is usually no need to pay interest, but it is best to make a clear repayment plan before borrowing, so as not to affect interpersonal relationships.