According to the regulations issued by Suqian Housing Provident Fund Management Center, employees in Suqian can borrow up to 200,000 yuan of provident fund loans every year. When the unit contribution ratio is 10%, the maximum loan amount is 60 times the balance of the provident fund. The greater the ratio, the greater the loan amount. For non-employee residents in Suqian, the amount of provident fund loans that can be obtained is generally 30 times the balance of provident fund.
According to the regulations of Suqian Housing Provident Fund Management Center, employee housing provident fund loans are generally based on the benchmark interest rate, and the personal real interest rate is adjusted according to the starting point ratio stipulated by the state. In addition, for the purchase of second-hand houses, the loan interest rate is also relatively low, and the maximum interest rate will not exceed 1. 1 times the benchmark interest rate.