1. At the bank counter, you can check whether this card is frozen in a single transaction or in both directions. If it is a single freeze, you can receive the transfer, but you can't spend it; If it is a two-way freeze, you can't pay fees or receive transfers;
If your bank card is frozen, you will receive the transferred money within one to three trading days. If your bank card is frozen in both directions, the transferred account will receive the returned money within three to five trading days. Extended data:
There are several possibilities for freezing bank cards: 1. If your bank card is an overdraft credit card, first check whether it exceeds the limit given to you by the bank. If it accidentally exceeds the limit, the bank will freeze it. 2. Has your bank card expired? Those that fail to get a new one will be frozen after the expiration.
3. If the password is entered incorrectly for three consecutive times, the banking system will automatically lock your bank card password, which is similar to freezing and will be automatically released after 24 hours.
Legal basis: Article 21 of the Supreme Court's Provisions on Seizure, Seizure and Freezing of Property in Civil Execution of the Court stipulates that the property of the person subjected to execution shall be seized, seized and frozen to the extent that the price is sufficient to pay off the amount of creditor's rights and execution expenses determined in legal documents. If the amount obviously exceeds the standard, it shall not be seized, seized or frozen.