There is no annual fee for passbook accounts.

Since June 2, 2006, KLOC-0, our bank has charged quarterly account service fees for RMB small personal current deposit accounts with average daily deposit balance lower than that of 300 yuan (excluding).

(1) charging standard: 3 yuan RMB account service fee is charged for each account every quarter, once every quarter.

(II) Charging period: The charging period of RMB personal small current deposit account is 2 1 at the end of each quarter to 20/at the end of the next quarter. The first charging period is from March 2, 2006 to June 20, 2006.

(3) charging method:

1. The first fixed charging date is June 2, 20061,and the next fixed charging date is the end of each quarter. We will automatically deduct the account service fee from your RMB small personal current deposit account, and you don't need to pay it at the outlet.

2. On the fixed charging date, if the balance of RMB small personal demand deposit account is insufficient to deduct the account service fee, it shall be deducted according to the actual balance of the account; When there is a balance in the account, we will make up the account service fee that has not been deducted before.

3. If the account service fee is not fully deducted on the fixed charging date, and the account has no business and the balance is zero within half a year from the fixed charging date, we will conduct special management after the expiration of half a year, and you must pay the arrears at the outlet before you can restore the account.

If the account is in arrears for more than one and a half years, the account will be cancelled.

5. For RMB small personal current accounts opened for less than one quarter as of the fixed fee date of each quarter, there is no quarterly account service fee. There is no quarterly account service fee for RMB small personal current accounts that are cancelled before the fixed fee date every quarter.

The deposit account used to repay our personal loan does not need to pay this fee.

In addition, for the following small personal demand deposit accounts of RMB 10 that are in use, we will not charge the account service fee for the time being:

(1) The current account in the wealth management account;

(2) peony traffic card account;

Personal online banking electronic card account;

(4) Multi-currency comprehensive accounts with balance in foreign currency accounts (local and foreign currency all-in-one, peony international debit card, foreign exchange trading account, etc.). );

(5) Peony Credit Card, Peony Credit Card and Peony International Credit Card account;

(six) to open a minimum deposit account;

(seven) social security deposit accounts (pension accounts and pension insurance, unemployment insurance, medical insurance accounts);

(8) Accounts for purchasing open-end funds and RMB wealth management products, book-entry treasury accounts, bank-insurance accounts, bank-securities accounts and bank-securities transfer accounts;

(nine) wage accounts and accounts for withholding water, electricity, gas, telephone and other expenses by stages;

(10) Housing accumulation fund account.