Repaying mortgage with provident fund is also called repaying loan with provident fund. It is a business behavior that the borrower uses the funds in the provident fund account to repay the housing loan after the establishment of the individual housing loan. There are two ways to repay the loan with provident fund: monthly repayment means that you can withdraw the provident fund once a month to repay the mortgage (including principal and interest), but it should be noted that if the amount of the provident fund withdrawn is insufficient, you need to make up the repayment amount. In fact, annual mortgage is a way of prepayment. Withdraw the balance of housing provident fund to repay the loan balance at one time, recalculate the monthly repayment amount and continue to repay the loan on a monthly basis. It should be noted here that the housing provident fund can only be withdrawn once a year for repayment, and the agreed batch is April or September.