With the development of society, there are many more loan methods than before. For example, Alipay can also take loans. So does Alipay need to be bound to a bank card to get loans? Let’s find out together below.

Does Alipay need to bind a bank card to get a loan? Alipay requires real-name authentication before it can get a loan. If you do not bind a bank card, it means that your Alipay has not passed real-name authentication, so Alipay is not bound. Bank cards cannot be used for loans. In addition, Alipay loans are divided into two types: sellers and buyers. Sellers can be mainly divided into five types: Taobao credit loans, Tmall credit loans, Juhuasuan loans, Taobao order loans, and Tmall order loans. So if you are For sellers, click "Seller Center" and "Taobao Loan" to successfully enter the Taobao loan page. A buyer's loan is a credit loan. Choose according to your situation. Click "Credit Loans" here to see details of all loan methods and interest rates. Each method has its own conditions, which must be met before you can apply for a loan. If you are not satisfied with these two methods, you can apply for the "borrow and repay as you go" method, but you can only borrow 1,000 yuan.