You can apply for a loan of 400,000 to 800,000. Under normal circumstances, Shenzhen's 40,000 provident fund can apply for loans of 400,000 to 800,000, but the loan amount of Hangzhou provident fund needs to be determined according to many factors such as the monthly contribution of employees, the house price and the down payment ratio of houses. The loan amount of the provident fund is 10 to 20 times the balance of the provident fund. Before applying for a loan, you can consult the local provident fund center to verify the situation and make corresponding loan preparations.