Industrial Credit Card launched cash installment business to meet the needs of small funds. You can withdraw cash within the cash advance limit of the credit card and repay it in installments. You can choose the 3rd installment, 6th installment, 12 installment, 18 installment, 24th installment and 36th installment at will. The rates for each period are as follows:
Note: The handling fee charged by installments is equal to the total amount of installment principal multiplied by the monthly handling fee rate, which is recorded by installments on the billing date of each installment; The one-time handling fee is equal to the total amount of installment principal multiplied by the installment handling fee rate, which is recorded in one lump sum on the first billing day after installment.
Extended data annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year.
Handling fee for cash advance: RMB: 2% of cash advance, with a minimum of 20 yuan/transaction (regardless of different places in the same city). Foreign currency: 2% of cash in advance, with a minimum of $2/transaction (regardless of the same city and different places).
Multi-account management: Bank * * * enjoys independent repayment on the billing date.
Staging business: supports staging business; Interest-free installment for specific merchants (3, 6, 12), bill installment business (goods, merchants 3, 6, 12, 18, 24), and single consumption installment (3, 6, 12, 65438).
Billing date: according to different card types and billing dates, cardholders can change once every six months.
Industrial Bank Credit Card-Cash Installment