Tianjin Jin Rong Business Information Consulting Co., Ltd. was established on February 27, 20 18. The legal representative is Zhang Yilin, and the business scope of the company includes: business information consultation, enterprise management consultation, enterprise marketing planning, conference service, value-added telecom service, house leasing operation, commercial house leasing operation and labor service; Network technology development, consultation, transfer and service; Wholesale and retail, etc.

Inquiring about credit records is a necessary step for lending institutions. If the customer is overdue for six consecutive times in the past two years, he will directly refuse the loan. In order to obtain high loans, some customers applied in several institutions at the same time, and their credit records were inquired many times. In this way, the credit Committee believes that customers are in urgent need of funds, which is risky and refuses to lend.

How to avoid it: maintain personal credit information, repay credit cards and mortgage loans on time, and avoid overdue; When applying for a loan, you should be "single-minded" and find a loan that suits you. Don't submit applications to multiple organizations at the same time.