1. Credit grew lowly in the late-1980s and early 1990s, but never really dropped.

In the late 1980s and early 1990s, loan growth was slow, but from Not really down.

2. Indeed, james gormande serves a lot of credit for saving morgan after the financial crisis.

Indeed, after the financial crisis broke out, he saved Morgan Stanley from crisis. Gao Wen has made great contributions.

3.Keeps me from having credit cards.

I am not allowed to have credit cards.

4.That could cause a credit crunch.

This could cause a credit crunch.

5.Banks will be stingier with credit.

Banks’ credit lines will become stingy.