This depends on which house you currently own. Loan type: short-term loan (annual interest rate during loan period)

Short-term loan 6 months to 1 year (including 1 year) ) 5.31%

Short-term loan within 6 months (including 6 months) 4.86%

Loan category: medium and long-term loan (annual interest rate during loan period)

Medium and long-term loans over 5 years 5.94%

Medium- and long-term loans 3-5 years (including 5 years) 5.76%

Medium- and long-term loans 1-3 years (including 3 years) 5.4%

This information was also consulted by my friend at Shuyin Online, an online loan company. It seems to be cooperating with the bank. Everything is synchronized with the bank, whether it is interest or repayment methods. , the deadlines are the same, and it is an online financial platform recognized by the China Banking Regulatory Commission. It has many loan products and good service. At the same time, they can release the loan within 7 working days as long as your information meets the bank's requirements. They do not charge any additional fees in any name before the bank officially lends money to users (this is the biggest difference from ordinary private lending institutions). Personally, I think it's good. At the same time, their business is nationwide and quite formal. I suggest you try some that may have the loan information you want. I hope they can help you.