As long as the monthly salary arrives, she will set aside a time deposit and spend only the rest.
She cooks three meals a day by herself. Steam some sweet potatoes in the morning, boil an egg and squeeze a cup of soybean milk.
Bring your own lunch at noon, buy some fruit at night and make a handful of spaghetti.
On weekends, she will also improve her food appropriately, but only buy a few bones and make soup with corn.
She can drink this soup several times.
The most interesting thing is that every time she buys socks, she always buys the same style and color.
I asked her why, and she told me that one was broken and the other could be worn with good socks.
She never buys ladies' cosmetics, but her skin is smooth and bright and enviable. And this is only because she is used to going to bed early and getting up early.
In the evening, the cooked food in the supermarket is half price after 7 o'clock. Since she learned the news, she always went to the bakery to buy the bread left over from the day before, because it was all on sale.
She is never vague about her hair. She bought a set of hairdressing tools online and never let Tony make money.
Because her city Gu Feng has electricity, she usually leaves her laundry after 10 in the afternoon, just to save some water bills.
In her spare time, she prefers to take part in free recreational activities, such as running in the park.
On one occasion, her colleagues secretly called her stingy, and she knew it.
But she doesn't think so, because she doesn't care what others say about her.
In recent years, because of saving money, her savings are enough to pay the down payment for two houses in her hometown.
Those delicate girls who look glamorous on the surface live a life of zero savings.
Her life creed is: short-term happiness will only make the life after happiness more empty.
Trying to save money is just to make yourself more confident and live the life you want.
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There used to be such an organization on Douban, which was called "Cheap Men's Federation".
It is said that all the most stingy men in China are concentrated here, and the means of saving money is amazing.
For example, a little brother didn't want to use a paper towel and tore a piece of paper into pieces to use.
Some people have worn blue slippers for several years, and they are worn out, so they are reluctant to throw them away.
The broken part was nailed up, and it was as good as new.
There is a big brother who is reluctant to use a whole egg for cooking.
So, he beat the eggs into egg liquid, put them in the refrigerator and frozen them in the ice. When he needs to eat, he breaks one and cooks it.
Add some laver, add a little salt and heat for two minutes, and a bowl of laver egg drop soup will be ready.
Reluctant to spend money to buy starch, I used the water filtered by washing potatoes to make starch.
There was once a man who worked in the CBD of Tianhe District, Guangzhou, saving money to the extreme.
1 noodles 1 yuan 4 bottles of Pixian bean paste 13 yuan can make him eat several meals.
In order to save water and electricity, he also cooked noodles in the company's microwave oven. To save detergent, he also bought a super water-repellent bowl.
If there is a "stingy man", there must be a "stingy woman".
This restaurant once had a cow. Her name is kiko, and her food costs only 20.8 yuan a week.
From her cooking chart, we can see that there are all kinds of vegetables, rice, coarse grains, eggs and lean meat.
It's good to save money while ensuring a balanced nutrition.
When the sunscreen cannot be squeezed out, normal people will choose to throw it away.
But a white-collar worker is different. She will cut the sunscreen with scissors and insist on using it again 1-2 times.
They don't care at all that others say they are stingy, they think they are making the best use of resources.
"Hey, even if you spend more, you shouldn't spend too much."
Although they are stingy, they lead a colorful life.
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Wendu Tao once told such a story at the Round Table School.
There was a young man who lost money because of his mother's business, so he had to help pay off his debts with his own salary.
Faced with such a tight life, the young man still spends a lot of money, and he is not soft on the windbreaker of 1 10,000 yuan.
Seeing this scene of spending money like water, Tao exclaimed how expensive it was!
You know, Tao became a host worth 320 million as early as 13 years ago.
Even a high-income host like him is unwilling to buy a windbreaker with a price of more than 65,438+100000, while young people in debt overdraw themselves for superior quality of life.
Do you agree with this practice?
On Zhihu, there are also such posts.
When the master bought a cake in a cake shop in Wanda, the team behind him followed a pair of young men and women.
They are all fashionable. They all hold XS Max.
But the master heard such a conversation that surprised him.
The girl said to the boy, "You can pay for the cake. My flower garden and credit card are full this month. "
The boy said to the girl, "I can't swipe my card either."
After that, they argued for a long time about who to pay for.
A cup of coffee costs 20 to 30 yuan, and a small cake costs only a few dozen. Can't people who can afford brand-name clothes afford them? Answer the Lord is very confused.
In fact, in real life, there are many such examples.
The truly rich advocate frugality, but the poor live a life that does not belong to them through flowers.
There is a saying: "The greatest advantage of the rich is their high fault tolerance rate in life, and they can make up for whatever they have done wrong in time.
Unlike ordinary people, the fault tolerance rate of life is too low. If there is a slight mistake, I don't know where the rent and car loan will come from next month. "
The author also agrees with this statement. For those moonlight families who empty themselves every month, after high consumption, it is still themselves who pay the price.
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So, here are three suggestions for young people who don't know how to control consumption.
① Beware of ratchet effect.
In Shang Dynasty, Shang Zhouwang ordered a pair of ivory chopsticks.
After that, I had a delicious meal, and my uncle was very worried.
Pay attention to eating, and of course dress is unambiguous. Silk and satin are as gorgeous as all kinds of clothes, and even a balcony has been built for people to entertain.
Such a luxurious life has destroyed Shang Tang in just five years.
Ratchet effect means that people's consumption habits are irreversible after they are formed, and it is easy to adjust upwards but difficult to adjust downwards.
There's nothing wrong with having desires. Everyone has a desire for things, but it should be moderate.
Excessive pursuit of desire will only turn in one direction like a ratchet stuck in a ratchet, and it is difficult to turn around.
② Learn to live a minimalist life.
Minimalist life emphasizes: be clear about your desires and needs, and don't buy unnecessary items.
Just like parting, we should discard things we don't need in time, often clean up our belongings, and don't buy the same goods repeatedly.
The happiness brought by material desires is instantaneous, and only by focusing on truly meaningful things can we get long-term satisfaction.
③ Try the 365 saving method.
For example, the 365 deposit law. 365 days a year, choose any number from 1 to 365 every day to save money, and the numbers cannot be repeated.
If you insist, you can deposit 1+2+3+ ... one year +364+365 = 66795 yuan.
This is a good way to save money for people who have no habit of saving.
You can flexibly adjust your savings every day. For example, we just got paid today and saved 365 yuan. For example, we just bought a large amount of daily necessities today, so we will deposit it in 10 yuan.
Do everything step by step, don't rush for success. Only by perseverance can we see the effect.
Just like saving money, saving a little every day will be a lot of money after a while, and this saved money can also become your confidence in resisting life risks.
I hope that each of us can become the "divorced" person in life, abandon excessive material desires and live a free life.
* * * Encourage.