Is Alipay Auto Finance Reliable?
Auto finance is limited to car owners, and the amount and loan amount are not shared. It is provided by a third party, Qianhai Zhongcheng Leasing, and the amount ranges from 50,000 to 300,000.
After clicking Auto Finance, you need to bind the car, including car model, color, mileage and service life. , you can display the loanable amount, and the annual interest rate will change.
Judging from the current situation, the amount of the mortgaged car will be 30% off, and the longest loan period is 12 months. I also support prepayment, which is more conscience.
The annual interest rate fluctuates around 18.25%, which will be different according to users, models and deadlines, depending on the displayed data.
Generally speaking, as a car owner financing loan product, compared with other similar products, the interest rate is slightly lower, but the difference is not big. However, relying on Alipay, security will be guaranteed, and everyone can choose as appropriate.
Second, which app can I use for car loans?
This app should not be used! You can go directly to the bank. I hope my answer is helpful to you.
Third, there is an app that can borrow money to buy a car.
Ping An Car Loan-Credit PayPal Car Finance Shenzhou Car Flash Loan JD.COM Car Loan: Car loan refers to the loan granted by the lender to the borrower who applies for buying a car. The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. There are three types of car loans: direct, indirect and credit card. The term of car loan is generally 1-3 years, and the longest is no more than 5 years. Car loan types Car loan personal loan car purchase business is divided into three types: direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan. The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different. In addition to the above fees, the car loan of individual auto financing companies also needs to bear the supervision fee, fleet management fee and warranty renewal deposit. And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records. The specific steps of buying a car by credit card are roughly as follows: 1. The cardholder (or applicant) calls the credit card center of the bank or goes to the local bank to find out whether he can apply for a credit card car loan. 2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it. 3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures. 4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance. Finally, I can drive the car away smoothly. Loan terms: 1. Having valid identification and full capacity for civil conduct; 2. Can provide a fixed and detailed address certificate; 3. Have a stable occupation and the ability to repay the loan principal and interest on schedule; 4. Personal social credit is good; 5. Holding a car purchase contract or agreement approved by the lender; 6. Other conditions stipulated by the Cooperation Organization.
4. which app can I use for car loan?
Where does it come from?