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You can buy these low-priced cars with a monthly salary of 3,000, with a minimum of 28,800!
It's 2020. Is it still difficult to buy a car? In fact, with the increase of disposable income of consumers and the maturity of various loan financial schemes, it is not difficult to buy a car. What's really difficult may be that you have to pay back the loan and the car at the same time after buying the car, or the parking problem, rather than buying the car itself.

In fact, many people find it difficult to buy a car, but they just set the goal of buying a car too high. At this stage, it is difficult to pay the double pressure of monthly payment and car maintenance. In fact, there are some models on the market now, and the threshold for buying a car is also very low on the premise of satisfying practicality and product strength. Even for young people who have just left social work to buy their own cars, there is basically no great pressure to buy these cars.

SAIC-GM-Wuling claimed that "we produce what people need", and the production of masks during the epidemic really solved the urgent needs of society at that time. However, in the post-epidemic era, there are still problems such as security risks and inconvenient public transportation. With the increasing demand for car purchase in the market, Wuling began to produce Hong Guang MINIEV, a people-friendly and easy-to-use urban scooter.

Hong Guang MINIEV achieved a monthly sales volume of 20,000 within three months after its listing, which beat Model in the sales ranking of new energy vehicles. It has become the best-selling new energy vehicle in China. In fact, a large part of the reason is because of its extremely low purchase threshold. The price of 2.88-3.88 million has indeed created a new low threshold for new energy vehicles.

Among them, 38,800 Yuexiang models have a cruising range of 170km. As a city scooter, it can't be compared with those models with cruising range over 400km. Judging from the endurance performance of Hong Guang MINIEV, it is not a big problem to meet the commuting demand of 4-5 days a week when fully charged. At the same time, tire pressure monitoring, rear parking radar, full LCD instrument, manual air conditioning and other standard configurations can also be found in the car. After all, it is a model below 50,000 yuan, which really can't be measured by too high a standard.

Although the price of Hong Guang MINIEV has been so close to the people, but adhering to the rigorous concept, let's calculate the actual landing price and loan scheme of the car for everyone. Faced with the price of Hong Guang MINIEV, there is basically not much profit margin, so the discount is naturally forgotten. After all, new energy vehicles have also reduced the purchase tax; Including a series of expenses such as commercial insurance and compulsory insurance, the actual landing price of the vehicle is 42,900. 60% down payment, 24 installments, monthly payment of 679 yuan, many people spend more than this amount every month.

Lingpai, as a special model built by Honda for China market, insists on encircling many consumers in the market with the advantages of low threshold and large space as soon as the product is launched. Since the launch of 20 13, 20 18 has also ushered in its own product replacement. After the replacement, it still continues the advantage of large space, with the wheelbase increased from 2650mm to 2730 mm, the 80mm wheelbase improvement and Honda's accomplishments in interior space, giving the current Lingpai a space level comparable to that of B-class cars.

In addition to space and design, Lingpai has also made improvements in power. The old 1.8L engine was replaced by the current 1.0T engine. Many people were stumbled by Lingpai's big space and low threshold, but they were tripped by the last hurdle of 1.0T three-cylinder engine. In actual driving, the working jitter of this 1.0T engine is far lower than what buy buy Jun expected, and the progress of sound insulation of this generation of Lingpai also reduces the working noise of the engine. Compared with the engine jitter, I think it is unacceptable for this engine that the power reserve is slightly insufficient. The maximum power of 122Ps is not bad in urban stop-and-go sections, but in the case of high-speed sections and accelerated overtaking, the engine power can be felt to be lacking.

Although Lingpai launched an i-MMD hybrid vehicle with 1.5L Earth Dream engine and dual motors in June this year, the recommendation index of this Lingpai hybrid vehicle is not high according to the current market situation. First of all, in terms of configuration, many common functional configurations such as central control panel, adaptive cruise and LED daytime running lights are only available in the leading version 159800, and there is still no terminal discount for this car after half a year. Although it is an A+ hybrid car, the price is high and the starting point of configuration is low, so it is difficult to raise consumers' desire to buy.

If you don't pay much attention to the power level of vehicles and spend most of your time driving in urban areas, the leading version of Lingpai 1.0T is worth seeing. Although the price of 13.180 thousand is not cheap, combined with the current terminal discount of 25 thousand to 30 thousand, the actual landing cost of this model is less than130 thousand. If the down payment is 60%, the down payment is 64,080 yuan, and the subsequent 36 monthly payments are 1.276 yuan. 1car loans below 300 yuan should not be a great pressure for most consumers now.

Yinglang's discount in the market today is well known. Although the marked guide price is11.99-125900, there are basically preferential margins of more than 40,000 in all parts of the country. Counting the preferential price, the actual bare car price of the top model is around 80,000. With the blessing of big discounts, the monthly sales volume can basically be stabilized at more than 20,000 vehicles.

Based on the actual preferential market in Guangzhou, the price of naked cars is 1.5L automatic elite model 85,900 yuan, and combined with the cash discount of 40,000 yuan, the final landing price is only 654,338 yuan, including compulsory insurance in 950 yuan, commercial insurance 4 169 yuan, travel tax in 420 yuan and purchase tax 165438 yuan. Moreover, according to the sales statement, there should be room for discussion on the preferential margin of 40,000 yuan, and it is entirely possible for the actual vehicle landing price to drop below 6.5438+10,000.

Yinglang's sales volume is closely related to its own technical application, in addition to the substantial discount of the product itself. Although the newly added 1.5L engine code-named L2B is not a brand-new engine product, it has been carried as the engine of the previous generation, and its performance in market share and quality stability is needless to say. Moreover, as far as the automobile market of about 6.5438+10,000 yuan is concerned, if domestic brands are not considered, we can only choose A0 products such as VIOS. As an A-class car, Yinglang's space level and driving experience are obviously higher than those of a joint venture car with the same price. Moreover, the 7-inch central control panel, CarPlay and CarLife mobile phone interconnection, LED headlights and other common functions are basically complete, and a bicycle?

In fact, if the family is willing to subsidize young consumers to buy a car, it will be the best choice to directly win Yinglang in full; And if you want to use your savings and income loans to buy a car, in fact, Yinglang's pressure is not great. If you choose to make a down payment of 60%, you need to pay 50,340 yuan in one lump sum, while if the subsequent car loan is divided into 36 installments, you only need 1002 yuan per month.

These models not only have a low threshold, but also have a low monthly contribution to the loan scheme. It is undeniable that the appearance of these cars has greatly reduced the difficulty of buying a car today. Whether consumers can accept these items is a question that varies from person to person.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.