Required conditions for entrepreneurial loans for disabled people:

1. Have a disability certificate, and register their entrepreneurial planning plan with the industrial, commercial and tax authorities.

2. Have the necessary space and basic funds to start a business, and the business activities they engage in comply with national laws and regulations. They can operate in partnership, but they need to provide legally valid documents.

3. The state provides preferential loan policies for disabled people, including interest reductions, interest-free, etc.

The process of business loans for disabled people:

1. Go to the local Disabled Persons’ Federation or Disabled Persons’ Welfare Foundation for consultation and fill out the application form. If the chosen entrepreneurial project meets the standards of the Disabled Persons' Federation or the Disabled Persons' Welfare Foundation, you can directly apply for an entrepreneurial loan. If you fail to go to the bank to apply for a business loan.

2. To prepare materials, you need to provide the applicant’s ID card, household registration book, disability certificate, business license, income certificate, and proof of repayment ability. A third-party guarantee is also required. For this reason, when applying for a business loan for persons with disabilities, you should also provide relevant materials from the guarantor.

3. Submit materials and apply. Due to different entrepreneurial projects and different policies in different places, the loan amount may be different.

Amount of entrepreneurial loan for disabled people:

On the premise that the loan guarantee institution promises guarantee, you can apply for a small guaranteed loan of 20,000 to 50,000 yuan from a financial institution within two years. The employment security fund for persons with disabilities is 100% discounted, and the interest discount is 50% in the third year.