If the applicant 18 is over the age of 70 years, and the age plus loan period does not exceed 70 years.

(Reply time: 202 1, please refer to the announcement of China Merchants Bank in official website. )

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2. How many years is a commercial loan of 200,000?

Twenty years is more appropriate. If you have less pressure and less money, you can repay in advance.

3. How old can a commercial loan be?

Get basic knowledge of life

4. How long will it take for the provident fund and commercial loans?

The loan period is an integer year, generally 5 years, 10 years, 15 years, 20 years and 30 years, depending on your repayment ability. If it is a provident fund loan, the second new house with a house age of 5 years can be loaned for up to 30 years, and if it is a house beyond 5 years, the longest loan can be made 15 years: male to 70 years old, female. It is suggested that if the repayment ability is strong, the service life should be shortened as much as possible. After all, there are fewer opportunities to continue working after 60.