At present, the annual interest rate of provident fund loans for more than five years is 3.25%. With the interest rate unchanged, the repayment method of equal principal and interest is adopted, and the monthly repayment amount is 6 122.3 1 yuan. The monthly repayment amount is decreased by the average capital method.

In some cities, China Merchants Bank provides provident fund loans. You can dial 95555 at 8:30- 18:00, select "2 manual services-"1"personal banking-"4 "personal loan business, and enter the city where manual services provide loans to learn more about its use.