Usually at least 30% or more.
Second, how much is the general down payment for the car?
The down payment for buying a car is generally 30%;
For car loans and personal loans, the down payment ratio should be greater than 20% (20%). If a car is 654.38+ 10,000 yuan, then the car loan down payment must be at least 20,000 yuan;
The down payment of different models, years and versions is also different. When buying a car with a loan in a 4S store, the down payment is generally 30%. Usually people will choose 36 (3 years) car loan products, and the loan interest will fluctuate between 5% and 8%.
For those with real estate license and collateral as collateral and a stable source of income, in this case, the down payment is not 30%, and the down payment ratio can be lowered by 10%, that is, the down payment is 20%.
Third, how much is the down payment for the loan to buy a car?
I firmly believe that young people choose to buy cars by stages at present. Do you know how much is the down payment for buying a car in installments?
Under normal circumstances, the down payment for buying a car by installment is at least 20% of the new car price. For example, if it is a car with a price of100000, then the down payment that must be paid to buy it is more than 20000.
There are many ways to buy a car by installment. There are three popular ways: bank loan, credit card installment and auto financing investment company loan.
bank loan
The competitive advantages of bank loans are large credit line, low annual interest rate, long repayment time, limited car series and well-known brands, and random choice. But it takes a lot of time and energy to apply for a bank loan, which is not very convenient.
Credit card installment payment
The competitive advantages of applying for credit card installment are low service fee, zero interest rate, fast examination and very convenient. However, there are great restrictions on car series, well-known brands and credit lines.
Automobile finance loan
The competitive advantage of auto financing loan is convenience, because we can apply immediately according to auto 4S shop, with low threshold and big discount. However, car financing loans are very prone to the vulgarity of "car charging standards".
4. How much is the car loan down payment?
How much is the down payment for buying a car by mortgage? There is no fixed proportion. Generally not higher than 50%, 23% to 40% or even zero down payment. How to mortgage specifically, you should consult the car company. Generally speaking, they are agents. The conditions in your enterprise are different. You can also take the opportunity to learn more about the market situation of various cars, which is more convenient to buy a car.