In the credit industry, online lending has become a very important lending channel, and banks, private lending companies and consumer finance companies are all laying out one after another. Many people want to borrow 5,000 yuan through mobile phone WeChat, and want to know which platforms can apply. Today, I will introduce you to five such mobile phone WeChat loan platforms.
1, Huarong Consumer Finance
Huarong Consumer Finance is a platform that can borrow 5,000 yuan by using mobile phone WeChat. It has three loan products: Lending Treasure, Easy Lending Treasure and Flash Lending Treasure. For people with good credit, it is not difficult to borrow 5,000 yuan from Huarong Consumer Finance.
2. BOC Consumer Finance
BOC Consumer Finance is one of the most popular consumer finance companies, and it is not difficult to lend 5,000 yuan. The loan amount of BOC Consumer Finance can reach 200,000 yuan, and the service life can be as long as several years.
3. China Bank Consumer Wallet
Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.
4. Recruit good loans
Review is very fast. The annualized interest rate is about 17.82%, and the daily interest rate is 0.0495%. It depends on everyone's qualifications. The page shows that applicants need to be between 23 and 60 years old and have a stable source of income, with a quota range of 1 10,000-200,000.
5. Microfinance
The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. Up to 300,000 yuan, the daily loan interest is 0.05%, and the annualized interest is about 18%.
What are the loans on WeChat 1000-5000?
Wechat 1000-5000 borrows money, and there are many other loan platforms besides micro-loans. Their introduction effectively solved the user's problems.
Flash banking: Flash banking mainly aims at students two years before graduation and professionals five years after graduation, and provides services such as quick access to credit line, cash withdrawal at any time and independent installment repayment. The required materials are simple, just an ID card and a bank debit card. However, debit card issuers are limited to ICBC, Agricultural Bank of China, China Construction Bank, China Merchants Bank and China Everbright.
Kaka's second loan: Kaka's second loan is a mobile phone WeChat loan platform launched by Zhejiang Nail Network Technology Co., Ltd., which can provide loans to people of various credit ratings. The amount is between 1 0,000-50,000, the shortest period is 24 months, and the monthly interest rate is as low as 0.45%.
Small Flower Wallet: "Small Flower Wallet" advocates "spend whenever and wherever you want". Xiaohua wallet is a mobile phone, upload, you can borrow money, the fastest 6 minutes! Brush face loans may become the next "window" of Internet finance. What are you waiting for? Prepare to brush your face and get the money. It should be noted that we need to grab places every day.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
How to borrow 5000 yuan with mobile phone WeChat?
1. WeChat Flash Silver
Flash silver is a very convenient way of WeChat loan. As long as you have a bank debit card and an ID card, you can get a loan quickly after you complete the identity authentication. Flash banking is a kind of loan, which is very fast and the rate is between 1%-2%. You can get a loan of 5000 yuan in 3 minutes at the earliest through flash banking.
If you want to apply for WeChat flash loan, you need to get the quota first. The key to obtaining the quota is to submit true and effective information and add new authorization. Effective and sufficient information includes: mobile phone number, ID number, common email address, etc. Authorization items include Taobao authorization and bank card authorization. Adding an authorization item is actually the process of adding a binding.
Applicable people: people who have worked for 5 years and 2 years before graduating from college.
2. WeChat lightning loan
Lightning loan is a quick loan method of WeChat. As long as you pay attention to the official WeChat account of Lending Bao and complete the loan certification with your own credit card, you can get a loan of 5,000 yuan quickly. The loan term is 30 days, and the amount is 1000- 10000 yuan.
It is found that there is a good model to solve the pain points of microfinance abroad, called "PaydayLoan", and there are as many as 1000 in the United States. Both Wells Fargo and United Bank of America have issued, and Internet big data credit reporting agencies such as Zestfinance provide them with credit models. There are only a few small cash loan companies in China that provide similar services, and lightning loan is one of them.
For users on lightning loan, the demand for a single loan is about 2000 yuan, and the loan period is 2 1 day. Pure online loans can get money in one minute at the earliest for consumption and other scenarios.
Applicable people: people with credit cards.
How to borrow 5000 quickly?
Everyone is in urgent need of money, and when they really can't borrow money, they can only choose loans. Then, is there any way to get a quick loan of 5000 yuan? Now, let's talk about it, let everyone borrow 5000 yuan quickly, and don't worry about not being able to borrow money.
return empty-handed
Pure credit loans, the better the borrower's credit, the lower the loan interest rate available, up to 200,000 yuan. The borrower is required to be at least 22 years old, have good personal credit, have a mobile phone number in the real-name registration system, and have the same mobile phone number, ID card and bank card information.
short-term loan
For the loan products owned by Youhuahua, the borrower must be over 22 years old, which requires good personal credit. Small loans can be repaid in installments of 1, 3 and 6, and a certain service fee is charged according to the actual situation.
Zunxiangdai
The difference between a long-term large loan owned by Youhuahua and Iman loan is that prepayment is subject to penalty interest, and the amount is higher. Generally speaking, there is a few minutes to several hours of audit time, and there is a penalty of about 2% for early repayment, as long as the age is above 18 and the personal credit is good.
Manyidai
The biggest feature of the mobile phone loan platform that can be borrowed and repaid is that it supports early repayment, the interest is calculated on a daily basis, and there is no charge for the follow-up of early repayment. You must be 18-55 years old, a registered user, and have a stable job and good credit to apply.
spend money on minor purchases
Zhaolian Consumer Finance's small loan platform, the applicants are mainly young people. The loan amount is generally within 10000 yuan, and the number of installments 1, 3, 6 and other options. Office staff should be between the ages of 23 and 40, with full-time college education or above.
Which software can I borrow 5000 yuan quickly with my mobile phone?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.