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Ii. 202 1 farmers' loan policy?

Farmers can apply for mortgage loans from banks with the land that has been confirmed, and generally apply for mortgage loans from rural commercial banks (formerly rural credit cooperatives) and agricultural banks.

Materials:

First, standardized and effective land contract, unified circulation by rural collective economic organizations, accompanied by farmers' entrustment transfer agreement;

The second is the information of attachments on the ground (including underground);

The third is the original and photocopy of the applicant's ID card (if the applicant is a legal person, a copy of the business license and official seal, and the original and photocopy of the legal representative or responsible person's ID card are also required).

Conditions for mortgage of land:

(1) Obtain the rural land contractual management right certificate according to law;

(2) written proof that the employer agrees to mortgage the rural land contractual management right;

(3) If the right to contracted management of land is mortgaged by subcontracting, leasing or other transfer methods, a transfer contract for the right to contracted management of rural land shall also be provided, and the original contractor shall issue a written certificate of consent to the mortgage;

(4) The remaining life of rural land contractual management right is not less than 5 years;

(5) Orchards, farms, agricultural planting bases with sustainable production capacity, modern leisure agriculture and other high-value rural land;

(6) The property right relationship of rural land contractual management right is clear, which conforms to the principle of "legality, voluntariness and compensation".

Third, how do rural hukou get bank loans?

First of all, which province are you from? Loans to farmers vary slightly from place to place. But the main bodies are local rural credit cooperatives, local banks and village banks. Generally, farmers will have a certain amount of credit or credit loans for spring ploughing and sowing, with the amount of about 50,000 yuan, and the interest will generally rise by 20%-50% at the benchmark interest rate, with a term of 1 year.

4. What are the conditions for rural hukou loans?

What conditions do rural credit cooperatives need for loans? 1.？ At least 18 years old, with full capacity for civil conduct, and a local resident. 2. Can provide valid proof of residence and have the ability to repay in full and on time. 3. Good credit record and willingness to repay. The loans of rural credit cooperatives are mainly divided into three forms: credit loans, secured loans and mortgage bills.