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Many people are buying houses in big cities now, especially Hefei, as the provincial capital, there are still many people going to Hefei to buy houses. Nowadays, Hefei's policies for buying houses have also changed a lot, especially in terms of down payment ratio. If you want to buy a house in Hefei, you must first understand the relevant policies and down payment ratios for buying houses in Hefei. So what is the general down payment for buying a house in Hefei?

How much is the down payment for buying a house in Hefei?

If it is your first house in Hefei, the down payment ratio is usually about 30%. If you already have a house in Hefei, the down payment ratio is usually around 30%. , if you need to buy a second house, the down payment ratio cannot be less than 60%. The down payment is calculated based on the total price of the house. For example, if the total price of the house is 1 million, the minimum down payment must be 300,000.

What conditions should be kept hidden when buying a house in Hefei?

1. The High-tech Zone, Economic Development Zone and Binhu District in Hefei are all non-restricted areas. You can buy as long as you meet the conditions. However, Luyang District, Baohe District and Shushan District are areas with purchase restrictions. If you want to get a loan to buy a house, you must meet some conditions: Hefei's registered permanent residence, and proof of social security and tax payment for more than one year.

2. If you pay the full amount of the house, there are no restrictions. If you buy a house with a non-local household registration, you must have a social security payment record of more than five years before you can buy a house in Hefei, but you cannot buy a second house. .

What should you pay attention to when buying a house in Hefei?

1. Before buying a house, you must first understand Hefei’s local house buying policy and whether you are qualified to buy a house, as well as the settlement status of some houses, because some houses It is impossible to settle down, especially second-hand houses.

2. If you need to use the provident fund to buy a house, some cities require it to be paid for one year, and some can be used for 6 months. This depends on the specific policy. If you want to buy a house with a loan, you should check it yourself. Whether you have the qualifications for a loan.

3. Finally, you must have an in-depth understanding of the real estate, the developer’s strength and reputation, and the quality of the housing to avoid property losses.

Summary: This is a brief introduction to the general down payment for buying a house in Hefei. I hope it can be helpful to everyone. For more information, you can pay attention to Qijia.com.

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