1. How much is the Guangzhou housing provident fund loan 1. Guangzhou Provident Fund Center stipulates that if one person applies for a housing provident fund loan, the maximum loan amount is 500,000 yuan, and if two or more people buy the same house and apply for a housing provident fund loan, the maximum loan amount is 800,000 yuan. 2. The loan approval shall not exceed 15 working days. 3. The deposit ratio of Guangzhou provident fund loans. For families who purchase the first set of housing and the construction area of Xing Tao is less than 90 square meters (including 90 square meters) or purchase affordable housing according to regulations, the down payment ratio is not less than 20%; For families who purchase the first home and have a building area of 90 square meters or more, the down payment ratio is not less than 30%; For families who buy a second home, the down payment ratio shall not be less than 60%, and the loan interest rate shall be 1. 1 times of the benchmark interest rate of the same grade in the same period. 2. What contribution does Guangzhou Housing Provident Fund make? 65,438+0. The provident fund is paid according to the basic salary, generally 8% ~ 65,438+02%. Generally speaking, individuals pay 8%, and the company also helps you pay 8%. Individuals can also apply to pay 12%. 2, Guangzhou permanent residence, housing provident fund loans have been paid for more than 6 months (including 6 months); Non-permanent residence in Guangzhou, who has continuously paid the housing provident fund 12 months (including 12 months) when applying for the housing provident fund loan.