Ping An Insurance Policy Loan Method: During the validity period of the main insurance contract, with the consent of the Company, you can apply for a policy loan from the Company, and the maximum loan amount is 80% of the cash value of the policy at that time. If necessary, you can borrow money through this project. Customers go to the customer service center to inquire about the customer service center and cooperative bank of China Ping An Life Insurance Company of China Insurance Company, and make an appointment to visit the counter. When the applicant and the insured are the same person; Documents to be prepared:

① Application for change of insurance contract (policy loan/repayment category)

② Identity documents of the insured.

③ Current settlement account with the insured as the account name when the applicant and the insured are not the same person: ① Application for change of insurance contract (policy loan/repayment category) (signature of the applicant is required without authorization) ② Identity certificate of the insured ③ Current settlement account with the insured as the account name.

④ Insured ID Card The customer entrusts the salesman/other person to the customer service center to handle the required documents: when the applicant and the insured are the same person: ① Application for change of insurance contract (policy loan/repayment) ② Power of attorney ③ Insured ID card ④ Agent ID card.

⑤ Current settlement account with the insured as the account name when the applicant and the insured are not the same person: ⑤ Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured shall sign it) ⑤ Power of attorney ⑤ Identity certificate of the insured ⑤ Identity certificate of the insured ⑤ Agent.

⑥ Extended information of current settlement account with the insured as the account name:

The applicant (the applicant and the insured are not the same person, and the insured needs authorization when the insured is not authorized) accepts it within the validity period of the policy.

2. What are the repayment methods of Ping An Good Loan Policy Loan?

1. The borrower's credit report of China People's Bank shows mortgage (whether it is settled or not).

2. Materials for loan purposes

3. What is the repayment method of the policy loan? How to repay the policy loan?

When the borrower handles the insurance policy, it should wait until the insurance company or bank directly handles it with the insurance policy and relevant documents. The loan amount generally does not exceed 80% of the cash value of the policy. Because it is a short-term loan, the longest loan period is usually 6 months, but the loan can be extended when it expires. Loan interest is generally calculated on a daily basis. In terms of repayment methods, the policy generally stipulates that there are two repayment methods: 1. At the end of half a year from the date of policy loan, the insured can pay off the principal and interest in one lump sum; 2. If the insured needs to continue to use the fund, he can pay off the interest first and then renew the loan, and then pay off the principal and interest when it expires in the next six months. Now some insurance companies have added a new repayment method, that is, if the customer fails to repay the principal and interest after six months, the interest can be included in the principal when renewing the loan, and then the principal and interest can be repaid after the next six months. In addition, the policy has reduced the loan amount, and now the minimum loan amount is 1000 yuan.

Fourth, is safe and good loans true?

Go to the bank for consultation.

The better the personal qualification, the easier it is to handle. Now you can apply without mortgage.

Conditions for applying for loan business:

1. natural age 18 to 65 years old

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation and income, and pay on schedule.

4. Good credit information and no bad records.

5. Meet other conditions stipulated by the bank.

Extended data:

China Ping An Loan is a personal or family consumption loan mortgage guaranteed by an insurance company launched by Ping An in China. However, it still needs to be audited by the insurance company before it can be processed, which is equivalent to paying the insurance premium to Ping An Group in one lump sum, and deducting the bank interest and monthly repayment amount regularly every month.

According to the relevant regulations of China Banking Regulatory Commission, equity loans invested in the stock market, futures market or any other equity can be used for any joint transfer and emergency or including purchase.

As we all know, it is impossible to borrow money from banks without collateral, and Ping An Group's new "credit guarantee insurance" has solved this problem. Lenders don't have collateral, and banks worry that customers can't pay back their money and can't control their risks. So the bank handed over the risk management to Ping An, and Ping An accepted the customer in order to ensure that the applicant had sufficient repayment ability, so it signed a "credit guarantee insurance" policy with the customer. Taking Ping An Group as the letter, the bank signs "individual"

(Tip: Ping An's credit guarantee insurance premium will be deducted regularly every month after payment).