Pay attention to when taking out general family loans: if an individual borrows money from the company, write a debit note; If it is repayment, write repayment. A general deposit account refers to a bank settlement account opened by a depositor in a banking institution outside basic deposit account for loan or other settlement needs. According to the regulations, depositors can apply for opening a general deposit account as long as they have the need to borrow money or settle other accounts. This account can be used for cash deposit, but not for cash withdrawal.

Second, parents pay a down payment to buy a house and transfer bills. How to write an iou or a gift?

I think this should be written like this, because the parents who bought the house for their son paid a down payment of RMB 10,000 as a gift, and the rest of the loan can be borne by the son himself. In the future, the ownership of the house belongs to the son, and as the son's wedding room, the married parents will no longer pay for the decoration, and there is no evidence that the poor married parents in "Carrying on the Family" really won't give it.

3. The Agricultural Bank of China gave me a bill after I paid the money: the note above said: "OK. ...

The middle part of "lump sum deposit and cash withdrawal" means that your time deposit should be partially withdrawn in advance.

4. What is the name of the money in the company account, because it is generally a cash transaction?

To withdraw money by cash check, you can write:

1, the reserve fund, generally less than 20,000, can be withdrawn every day as long as there is money in the account.

2, travel expenses, generally need to write the number of business trips, location and other information, the amount is not limited. The quantity and location are decided by the enterprise, as long as it is written out, and the bank does not verify it.

3. Salary: You can register the monthly salary in the bank, and the amount is determined by the enterprise. You can withdraw a large amount of cash within the allowed amount every month.

4. For the payment, the other party is a private enterprise or individual industrial and commercial household, and it is generally necessary to show the purchase and sale contract.

5, labor costs, generally need to show the labor contract.

All the above are required by the bank. Different banks have different requirements, but they are all similar. For the sake of simplicity, most enterprises withdraw less than 50,000 yuan in cash, and write down the reserve fund or travel expenses.

Generally, you need to make an appointment to withdraw more than 50 thousand yuan from the bank.

Article 5 of the Provisional Regulations on Cash Management stipulates that an account-opening entity may use cash within the following scope:

1, wages and allowances of employees;

2. Personal labor remuneration;

3, according to the provisions of the state awarded to individuals in science and technology, culture and art, sports and other aspects of the bonus;

4, all kinds of labor insurance, welfare and other personal expenses stipulated by the state;

5. The price of purchasing agricultural and sideline products and other materials from individuals;

6. Travel expenses that business travelers must carry with them;

7. Sporadic expenditures below the settlement starting point;

8. Other expenses that need to be paid in cash as determined by the People's Bank of China.

The settlement starting point specified in the preceding paragraph is 1000 yuan. The adjustment of the settlement starting point shall be determined by the People's Bank of China and reported to the State Council for the record.

You can write a cash check and take it out. However, after the cash is withdrawn, it still needs to be paid in accordance with the provisions of the Provisional Regulations on Cash Management.

Baidu Encyclopedia-Provisional Regulations on Cash Management