After paying off the car loan, the process of releasing the mortgage is as follows:

1. The customer brings the same personal information to the handling bank (automobile consumer) to apply for the loan settlement certificate and get back the vehicle registration certificate.

2. Bring the loan settlement certificate, vehicle registration certificate and materials to the local vehicle management office to ask the staff to cancel the vehicle mortgage registration, and the staff will help to cancel the mortgage.

It should be noted that the repayment voucher and vehicle registration certificate will be mailed to the customer, and the customer only needs to wait patiently.

Also, if the customer has handled the mortgage cancellation business on behalf of the 4S shop, it may be that the loan settlement certificate and vehicle registration certificate are sent to the 4S shop first, and the staff of the 4S shop will help understand the mortgage situation. Customers just need to wait for the 4S shop to do a good job. If there is no time, customers can also find relatives and friends to cancel the charges and go to the notary office to issue a power of attorney.

What should I pay attention to when releasing the real estate license?

1. After the mortgage loan of other rights is paid off, the commercial loan house mainly goes through the mortgage cancellation formalities in the trading hall with the loan settlement certificate (A4 paper) issued by the bank and the certificate of other rights of real estate, which is unnecessary.

2. In addition, homeowners with mortgage loans have obtained real estate licenses, and they should also go to the Housing Authority to handle mortgage cancellation procedures with real estate licenses. As for the use of provident fund loans, it is necessary to go through the mortgage cancellation procedures in the trading hall after the repayment is over and the provident fund center issues the repayment certificate.

In addition, if I can repay a mortgage loan from the insurance company, how much insurance premium should I pay? If the loan is repaid in advance, for example, for 20 years, the insurance premium will be paid in only 5 years.

Second, how to borrow online car loans

How to apply for a car loan online is as follows:

First, fill in the pre-application online

1, select the brand first, and then select the specific model under the brand;

2. Choose provinces and cities;

3. Fill in name, age, contact information, etc.

4. Submit materials and complete the application;

Second, submit the application materials

Within 24 hours after submitting the application online, you will receive a phone call from the customer service staff of the website to confirm the application information of car loan (what procedures are needed to buy a car with a loan); After that, the local car loan specialist will calculate the monthly payment according to the local actual car purchase price, and formally submit the application materials such as ID card, household registration book, income certificate and driving license after determining the package.

Third, wait for approval.

It usually takes about 3 working days to wait for the audit results of the auto credit approval department.

Fourth, pick up the car

After approval, apply for local car license and mortgage registration.

Third, how to apply for online car loans?

There are generally three options for car loan, see which one is more suitable for you.

1, bank car loan: that is, customers can apply for loans directly from the bank while paying the down payment for car purchase. Customers apply for personal car loans and submit relevant materials-investigation and approval by banks-signing loan contracts-handling insurance, notarization, guarantee and other procedures-issuing loans. The procedures are complicated, and mortgage guarantee is generally used, and a certain mortgage registration fee is paid.

2. Credit card installment payment: Go to a 4s shop where you can buy a car by credit card-apply for a credit card loan from the relevant bank-wait for the review (the review time varies from 40 minutes to 3 days)-pay the down payment, handling fee, purchase vehicle insurance-pick up the car and repay it monthly. Generally, banks cooperate with special dealers who supply lies, lies and lies, and there may be fewer models to choose from.

3. Auto loan from auto finance company: the borrower selects the vehicle type and submits the loan application, and the finance company accepts the application, arranges home visits and field investigations, and collects relevant documents; After the approval, the borrower pays the down payment to sign the loan contract and pick up the car, and the dealer assists in the formalities of licensing and mortgage registration. The interest rate is high, but the conditions are relaxed and the procedures are simple. The loan interest rate provided by auto financing companies often varies according to the loan term and the down payment ratio of car buyers.