It depends on the type of loan. If it is a credit loan, the face-to-face audit time will be relatively short, and the audit results may be obtained as soon as possible on the same day; If it is a mortgage or car loan, because it involves mortgage guarantee. The face-to-face exam will take a little longer. After all, the information provided by the loan needs to be reviewed and approved in many aspects, but the results will generally be provided within 15 days.
It should be noted that the lender's repayment ability, personal credit and the adequacy of information provided will all affect the loan approval time.
2. How to check the audit results of loan face-to-face signing?
Usually, the lender only needs to wait patiently and send a notice to the lender after the loan interview has passed the review, such as sending a text message to the mobile phone number provided by the lender.
However, if impatient people want to know the progress of face-to-face approval at any time, they can log in to the mobile banking of the loan bank, find the loan they applied for, and click Enter to check the progress of the loan. Or call the loan specialist directly and ask if the approval result has come out.
3. Will the loan face-to-face review be rejected?
It's quite possible. After all, the main function of face-to-face signing is to verify personal information and face-to-face signing, which is a process of submitting loan information and signing, and also needs to review the qualifications of the lender and the submitted materials.
If it is found that the information provided by the lender is insufficient, there is bad credit, and the income is not up to standard. , the audit will not pass.