Anyway, pay attention to the contract and choose a better photovoltaic enterprise. Individuals do not recommend loans, but do it if they have money. If you borrow money, you should look at your financial ability.
Is it cost-effective to install solar panels with loans?
Not worth it. My friend installed it. It has been installed for about ten years. Actually, it's a waste of time. Then you won't make much money. It is said that the recycling price is too low.
Ask everyone, is the man who borrowed money to install solar panels a liar?
Solar loans are launched by banks in cooperation with qualified and reputable enterprises in response to the national energy conservation and emission reduction policies, focusing on supporting farmers and small and micro business owners to build photovoltaic power station products.
From this perspective, the photovoltaic loan is not a lie, but a project to promote photovoltaic power plants jointly launched by regular national banks and enterprises. Moreover, photovoltaic loans have loan amount, interest and repayment period, and are formal products launched by formal banks. What are the requirements for solar loans? What are the requirements for the loan object and repayment method? Specifically summarized as the following three aspects:
1, not all enterprises can apply for photovoltaic loans. As mentioned above, photovoltaic loans are jointly launched by banks and enterprises, but before the cooperation between enterprises and banks, they need to be audited by banks. Only reputable and powerful enterprises can cooperate with banks to carry out photovoltaic loan business.
In other words, as long as this enterprise can handle the photovoltaic loan business, it is a powerful photovoltaic enterprise after bank audit.
2. The loan object, whether it is a household photovoltaic system or a small and micro enterprise owner, cannot be used for other purposes. The repayment fund of the loan is mainly the income of the power station, and the owner does not need to use other funds to repay.
3. Provisions on loan amount. The loan target farmers are controlled within 80,000 yuan, and small and micro enterprises are controlled within 500,000 yuan. So as a merchant who wants to install photovoltaic through photovoltaic loans, how should he choose the loan business?
1, formal enterprise, the so-called formal enterprise refers to having its own production base, its own brand, and clear warranty and after-sales service for the products it provides.
2. A reputable EPC. Generally speaking, regular photovoltaic companies will not directly connect with users, but with EPC companies (general contractors). A creditable EPC company is authorized by a photovoltaic company. Users should have a comprehensive understanding of this company and understand its cooperative enterprises and brands when choosing.
As an investor and partner of the power station, Photovoltaic Headline recommended a photovoltaic service provider-Zhejiang Carbon Silver, which cooperated with many suppliers to provide power station supply and marketing, survey, installation and design. Power plant EPC business covers Zhejiang, Shandong, Jiangsu and other 10 provinces and more than 200 districts and counties. The photovoltaic loan of Zhejiang Carbon Bank cooperates with China Industrial and Commercial Bank, with a maximum loan of 8 years, with an annual interest rate of 3.3%, and a maximum loan of 654.38+0.5 million yuan. Moreover, Zhejiang Carbon-Silver Photovoltaic also gives users free power station insurance for up to 8 years to ensure the safety of users' power station property. Official website can learn about Carbon Silver Network |-a service platform for household clean energy utilization and investment.
More and more users choose photovoltaic loans, install their own photovoltaic power stations for their own use, and sell the rest of the electricity to the country online. This new form of loan can really help those users who want to install photovoltaic power plants but have no start-up funds. For us, we should not only dare to choose photovoltaic loans, but also polish our eyes, choose photovoltaic loans correctly, invest rationally and increase income.