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18 do I need my parents' guarantee to buy a car with a loan?
Legal analysis: No need. According to the provisions of the Civil Code of People's Republic of China (PRC), 18 is an adult and can independently exercise civil legal rights. When engaging in civil activities, civil subjects should follow the principle of voluntariness and establish, change and terminate civil legal relations according to their own wishes, without the consent of their parents.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 17 A natural person who has reached the age of 18 is an adult. A natural person under the age of eighteen is a minor.

Article 18 adult are persons with full capacity for civil conduct and can independently carry out civil juristic act. /kloc-Minors over 0/6 years old whose main source of livelihood is their own labor income are regarded as persons with full capacity for civil conduct.