the monthly rate of buying a car with a zero down payment loan is .53%, and the optional term is 24-6 months. The interest is charged on a monthly basis. No matter whether the loan is 24, 36 or 6 installments, the interest is paid at .53% per month. Similarly, the handling fee converted into three years is 19.8%.

1. loan interest. This is the fee charged for all car loans. However, it should be noted that because it is a car loan with zero down payment, it is possible that the interest of the loan will be higher than that of the general car loan;

2. notarized mortgage fee. For a zero down payment car loan, the car is always mortgaged to the lender before the loan is paid off. Therefore, when handling the car loan, it is necessary to go through the formalities of notarization and mortgage of the car, and these expenses are generally required to be paid by the applicant;

3. Credit investigation fee. When handling a loan at a lending institution, the lending institution will investigate the information submitted by the applicant, which will charge a fee of about 1% of the loan amount;

4. Performance bond. The standard of this charge is generally 3%. However, different loan companies charge different fees. Welcome to Baidu Post Bar of our Xinjia riders, which contains a lot of information in this field.