If you apply for prepayment of mortgage, you need to make an appointment in advance. Usually, it is necessary to notify the booking bank half a month or so in advance, agree on the repayment time, and then pay off in one lump sum or return part in advance. "
Every bank has different requirements for prepayment. Some banks require to apply for an appointment repayment one month in advance. After paying off the loan on the scheduled repayment date, they will wait 65,438+05 working days to get other information such as warrants. It basically takes a month or two.
If you repay the loan or mortgage in advance at China Merchants Bank, you generally need to go to the handling bank or the local post-loan service center. For the provisions on prepayment of mortgage loans, such as appointment, handling, cancellation, deduction time, prepayment amount/term, and whether there is penalty/fee/penalty interest, you can check your loan contract or directly contact the loan handling bank or local post-loan service center for confirmation!