(1) To apply for a pledged loan, the applicant must be a natural person with full capacity for civil conduct and hold valid legal identification (resident ID card, household registration book, military ID card, passport, etc.). ) and provide a copy.

(2) The pledgor (applicant) provides a written commitment to pledge, that is, the policy pledge agreement.

(3) The pledgor (applicant) must provide written proof that the insured and the beneficiary (if the insured and the beneficiary have no capacity for civil conduct, this article shall be executed by their guardians) have signed the pledge policy.

(4) The pledgor (the insured) has not defaulted on the insurance premium, that is, the insurance premium has been paid in one sexual intercourse, and the latest insurance premium has been paid in installments.

I hope I can help you.