Conditions required for cattle loans:

1. The applicant is between 22 and 65 years old and has full civil capacity.

2. The applicant has a fixed residence in the local area and has lived there for more than one year.

3. The applicant can provide legal and valid proof of identity and residence.

4. Applicants must have breeding equipment and breeding sites of a certain scale, and have at least two years of breeding experience.

5. The applicant has good credit and no bad credit record.

After meeting the above conditions, the applicant can go to the bank to fill out the application for a breeding loan. It should be noted that breeding loans cannot be applied online, but can only be applied at offline business outlets.

The application process for breeding industry loans is as follows:

1. Loan application: You should fill in the "Application Form for Breeding Industry Loans" and submit a copy of your valid ID card, marriage certificate, and triplicate Policyholder or guarantor and other relevant information.

2. Loan investigation: The lending bank can investigate the borrower's information and repayment ability, verify the guarantor's guarantee ability and credit status; and conduct on-site investigations on the property rights, geographical location, and liquidity of the collateral. etc., put forward investigation opinions and submit them for loan review.

3. Loan review: The lending bank will verify the relevant procedures of the borrower, determine the use efficiency of the loan and the reliability of repayment of principal and interest, and then put forward opinions on whether to lend or not, and propose loan methods. , amount, term interest rate, repayment method and other suggestions shall be submitted to the loan review committee for approval.

4. Loan approval: Based on the investigation and review opinions, the lending bank makes the final decision on whether to lend, the loan method, amount, term, interest rate, and repayment method.

5. Sign a contract: If you agree to grant a loan, the lender and the borrower will sign a loan contract face to face. Both the borrower and his wife must be present to sign.

6. Loan issuance: The lending bank will issue a loan to the borrower within the period specified in the contract, and transfer the loan to the borrower's deposit account or credit card account opened in the bank.

7. Post-loan management: The loan officer will go to the site at least once or twice a month to strictly review the loan usage and whether the guarantor's assets are still there.