How to apply for a decoration loan in Shenzhen? First, mortgage the house. If the borrower owns the mortgage of the house, he can apply for a decoration loan with the house as collateral. The advantage of applying for decoration loan with real estate mortgage is that the interest is not high and the amount is high. The disadvantage is that there must be real estate as collateral, and there are many audit steps to handle, which takes a relatively long time.

How to apply for a decoration loan in Shenzhen? Personal credit loan. If the borrower has a stable and legal source of income, he can apply for a personal credit loan and decorate it with a credit loan line. Personal credit loan approval speed is faster, but the general amount will not be very high.

How to apply for a decoration loan in Shenzhen? 3. credit card installment payment. If your decoration company cooperates with a bank and you use this bank's credit card, you can use the credit card to get a decoration loan in installments. The advantage of credit card installment is that the approval process is convenient and simple. However, if you want to use a credit card for installment, you must have the cooperation between the decoration company and the bank.