On June 24th, the Housing and Construction Bureau of Jiujiang City, Jiangxi Province issued detailed rules on housing subsidies, in which 300 yuan/m2 and 500 yuan/m2 were given to families with two children and three children respectively.
According to the Securities Times reporter, since June, Tangshan, Shaoyang, Yancheng, Wenzhou, Quanzhou, Xianning, Jiujiang and other places have offered preferential treatment to families with two children and three children, including additional housing subsidies, additional increase in the maximum amount of provident fund loans, and deed tax subsidies. Previously, Jiangsu Nanjing, Ningbo, Dongguan, Wuhan, Xiamen, Wuxi, Hangzhou and other places allowed families with two or three children to buy 1 suite on the basis of the existing purchase restriction policy.
The industry believes that reducing the cost of buying a house to better meet the needs of families with many children has adapted to the policy orientation of encouraging fertility in recent years, which will release the demand for housing replacement driven by the increase of family population.
Zhejiang three-child family provident fund loan amount increased by 20%
On June 27th, the Housing and Construction Department of Zhejiang Province issued "Several Opinions on Supporting and Promoting the Work of" Good Education in Zhejiang ".
If a three-child family purchases the first set of self-occupied housing and applies for a housing provident fund loan for the first time, it can increase the loan amount by 20% on the basis of the maximum loan amount of the current family. Loan applications from families with three children are not included in the waiting list and are given priority.
In addition, three-child families who meet the conditions of * * * property housing security are encouraged to give priority to buying * * * property housing under the same conditions.
In addition, on the supply side of the housing market, real estate enterprises are encouraged to innovate and optimize the design of residential units according to the actual market in the development process to meet the housing needs of families with many children. Cities with limited housing purchases can adjust and optimize the purchase restriction policy in a timely manner according to the actual situation.
In addition to preferential housing purchase, Zhejiang has also proposed preferential policies for renting houses for three-child families. Among them, the amount of housing provident fund for three-child families without rental housing can be appropriately increased, and the actual withdrawal limit can be increased by 50%.
For families with three children who meet the conditions of public rental housing, appropriate care should be given in the selection of public rental housing units, rent and rental subsidies. Choose Shiwupeizu, under the same conditions, give priority to housing, can not meet the standards of low-income families, according to the standards of low-income families approved rent; Choose rental subsidies, do not meet the standards of low-income families, in accordance with the standards of low-income families to pay rental subsidies.
In terms of preferential treatment for affordable rental housing, if the affordable rental housing that encourages state-owned enterprises and institutions to invest and operate is rented for three-child families, the rent shall be determined at no higher than 85% of the rental level of rental housing in the same location and the same quality market.
Jiujiang's maximum subsidy per square meter is 500 yuan.
On June 24th, Jiujiang Housing and Construction Bureau and other five departments issued "Detailed Rules for the Implementation of Housing Subsidies in the Downtown Area of Jiujiang", which specified in detail the object and scope of housing subsidies, subsidy standards and application procedures.
It is understood that the subsidy targets are: families or individuals who bought newly-built commercial housing, newly-built non-residential housing and second-hand housing in downtown Jiujiang from June 2 to June 65438+February 3, 2022.
Meet the above conditions, and in principle the deed tax payment time is before June 30, 2023. If the deed tax cannot be paid in time due to non-property buyers, it can be extended to the deadline for applying for subsidies, that is, 65438+February 30, 2024.
The scope of subsidies is: the downtown area of Jiujiang includes Xunyang District, Lianxi District, Jiujiang Economic and Technological Development Zone and Bali Lake.
The subsidy standard is: from June 2, 2022 to June 365438+February 0, 2022, the only newly-built commercial house (including the real estate ownership certificate and the signed commercial house sales contract) is an improved newly-built commercial house, with two children registered in this city without children/below 0/8 years of age, and three children registered in this city without children/below 0/8 years of age.
Families or individuals who bought newly-built commercial houses or second-hand houses in the downtown area of Jiujiang from June 2, 2022 to February 3, 2022 will be subsidized according to 50% of the deed tax paid.
The above-mentioned area of housing subsidies are not repeated, and families or individuals who purchase houses can only enjoy it once according to the highest standards.
Many places give preferential treatment to families with many children.
According to the Securities Times reporter, since June, Tangshan, Shaoyang, Yancheng, Wenzhou, Quanzhou, Xianning, Jiujiang and other places have offered preferential treatment to families with two children and three children, including additional housing subsidies, additional increase in the maximum amount of provident fund loans, and deed tax subsidies.
On June 23rd, Xianning City, Hubei Province issued a new policy to stabilize the property market, and subsidized the purchase of new commercial housing in urban areas. Subsidy for each house below 90㎡ (inclusive) 1 1,000 yuan; The subsidy for each house over 90㎡ is 20,000 yuan. In line with the national birth policy, the two-child family receives an additional subsidy of 5,000 yuan, and the three-child family receives an additional subsidy of 6,543.8+0,000 yuan.
On June 22nd, Quanzhou, Fujian issued a new provident fund policy, proposing to increase the maximum loan amount for families with two or three children. If an employee's family who has given birth to and raised two or more children applies for a housing provident fund loan and meets other loan application conditions, its housing provident fund loan amount is 654.38+10,000 yuan on the basis of the maximum loan amount.
On June 17, the Housing and Construction Bureau of Wenzhou, Zhejiang Province issued the Phased Policy of Wenzhou to Support Reasonable Housing Demand, with the policy of 15. Among them, in terms of provident fund support, if the loan amount is increased and the first suite is purchased, the maximum loan amount for single deposit will be increased by150,000 yuan, and the maximum loan amount for dual deposit will be increased by 300,000 yuan. Three-child family housing provident fund loans, the maximum loan amount rose by 50%.
On June 13, Yancheng, Jiangsu Province issued eight measures to stabilize real estate, in which it proposed to give housing subsidies, and to give one-time housing subsidies of 50% and 100% of the deed tax to families with two children and three children or above, with the maximum not exceeding 30,000 yuan and 60,000 yuan respectively.
On June 7th, Shaoyang, Hunan Province adjusted the housing provident fund policy, in which it was proposed that the maximum loan amount for paid workers' families who had given birth to three children and supported the birth policy was 800,000 yuan.
On the same day, Hebei Tangshan provident fund policy portfolio was upgraded, and it was proposed to encourage two-child and three-child families to use housing provident fund loans to buy houses, and to cancel the restriction that the loan amount is linked to the deposit balance. On the premise of meeting the repayment ability requirements, the maximum loan amount for two-child families can be increased by 654.38 million yuan, and the maximum loan amount for three-child families can be increased by 200,000 yuan.
Nanjing, Dongguan, Jiangsu, Ningbo, Dongguan, Wuhan, Xiamen, Wuxi, Hangzhou and other places not only give more subsidies for house purchase, increase the maximum amount of provident fund loans and deed tax subsidies, but also allow families with two or three children to purchase 1 suite on the basis of the existing purchase restriction.
Li, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute, told the Securities Times reporter that better meeting the housing needs of families with many children is a policy widely implemented in recent years, which has adapted to the policy orientation of encouraging fertility in recent years and will release the housing replacement demand driven by the increase of family population.