Just the day before, the official micro-signal of Nanjing Real Estate Association "Nanjing Housing Association" released a message on May 20, and Nanjing further increased its support for reasonable housing consumption, and further optimized and improved policies and measures such as talent purchase support, second-hand housing transactions, and housing provident fund loans.
In promoting the reasonable purchase of houses by just-needed groups, the New Deal mentioned that since May 20, 2022, residents with household registration and non-household registration in this city do not need to provide proof of purchase to buy second-hand houses, so as to meet the reasonable purchase demand of just-needed groups such as new citizens.
The newspaper immediately confirmed the authenticity of the above news from Nanjing Real Estate Trading Center. The staff of Nanjing Real Estate Trading Center said that when buying second-hand houses in the whole city, there is no need to verify the purchase certificate or purchase qualification when buying second-hand houses. The staff of Nanjing Liuhe District Real Estate Trading Center also said that it has received a notice from the Housing Authority that it is not necessary to issue a purchase certificate to buy a second-hand house in Nanjing, and the New Deal will be implemented from the afternoon of the 20th.
However, the official account of WeChat of Nanjing Housing Society no longer displayed the contents of the above New Deal at 17 on the same day. At present, the message says "This content has been deleted by the publisher".
Subsequently, some local intermediaries in Nanjing said that after receiving the latest notice, the policy has been suspended, and the proof of purchase is still required from May 2 1, and the follow-up policy will continue to pay attention.
Some local intermediaries also said that "the possibility of further refinement and improvement of policies cannot be ruled out, and we can wait."
As of press time, no one answered the phone of Nanjing Real Estate Trading Center.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that from the perspective of second-hand housing, similar migrants can buy houses without restrictions, which may trigger a new round of speculation and even increase the demand for real estate speculation. Therefore, when local policies are relaxed this time, it is also necessary to adhere to a basic red line, that is, houses are not speculated. We should pay close attention to the market's absorption and feedback of policies, and prevent all kinds of speculative demand from suddenly increasing, which will interfere with the stable and healthy development of the real estate market.
Judging from the performance of housing prices, according to the latest data released by the National Bureau of Statistics, in April this year, the sales price of second-hand houses in Nanjing fell by 0.6% from the previous month, ranking eighth from the bottom among 70 large and medium-sized cities; 0.9% year-on-year; The sales price of new commercial housing decreased by 0.5% month-on-month and increased by 2.4% year-on-year.
It can be seen that since April this year, Nanjing has improved its real estate-related policies in terms of restrictions on purchases, sales, families with many children, and the amount of provident fund loans.
On April 12, this newspaper learned from the real estate trading center of Liuhe District, Nanjing, Jiangsu Province that the conditions for non-Nanjing residents to apply for housing in Liuhe District have been relaxed. If you are married, you can bring your ID card, household registration book, marriage certificate and child's birth certificate. If you are unmarried, you can issue a certificate of purchase in Liuhe District 1, which can only be used in Liuhe District.
This also means that non-Nanjing residents who want to buy a house in Liuhe, Nanjing, only need relevant identity documents to buy a house. Previously, they had to provide university education and labor contracts.
On April 27, this newspaper learned from the online real estate transaction management hotline in Nanjing, Jiangsu Province that the conditions for non-local households in Nanjing to apply for house purchase have been adjusted. Nanjing real estate transaction management staff said that at present, families who are not registered in this city can apply for a house with new acceptance conditions. 1 year has paid personal income tax or social security in Nanjing for six months, and the overdue period is not counted.
In addition, "Nanjing's purchase restriction policy has been relaxed again, and Nanjing's household registration has been released to buy a third set". At the same time, some areas of Nanjing will be further liberalized, including: Gaochun District, Lishui District, Liuhe District and Pukou District (except for the direct control area and the core area of the new district); Jiangning District (non-restricted areas: Chunhua, Hengxi, Hushu, Fangshan South, Lukou, Tangshan and Zheng Fang New City); Qixia District (except Xianlin and Yanziji); Yuhuatai District (non-restricted area: residential forest, Banqiao).
The local agent in Nanjing said that the above news is true and can be executed offline at present. According to its introduction, after adjusting the purchase restriction policy in some areas of Nanjing, the original customers have real estate in the restricted purchase area. At present, if the area where the property is located has been classified as a non-restricted area, that is, the property is not included in the number of properties currently purchased, a set of purchase certificates can be issued.
On May 1 1, this newspaper learned from Nanjing Real Estate Trading Center in Jiangsu Province that from May 10, Nanjing adjusted the policy of restricting the sale of new houses. Pre-sale of commercial housing, the time limit for sales is adjusted from the original 3 years for property right certificate to 3 years for contract filing. Commercial houses for sale and stock houses (second-hand houses) shall be subject to the time when the property right certificate is registered and accepted.
In other words, the pre-sale commercial housing contract can be traded after 3 years.
On May 13, according to the official account "Nanjing Real Estate Association" on the official WeChat of Nanjing Real Estate Association, in order to actively promote families with two children and above to improve their living conditions, from May 1 1 day, families with two children and above registered in Nanjing can purchase a new set of commercial housing and enjoy the best loan interest rate from relevant banks.
/kloc-In May, 2009, Nanjing Housing Provident Fund Management Center issued the Notice on Adjusting the Loan Amount for First-time Use of Housing Provident Fund to Purchase the Second Housing Provident Fund, which adjusted the maximum loanable amount of first-time use of housing provident fund loans to 500,000 yuan/person and 600,000 yuan/household for both husband and wife, effectively reducing it. Since May 20, 2022, the Provident Fund Center has accepted applications for provident fund loans in accordance with the adjusted loan policy. Loans that have been approved by the provident fund center before are still implemented according to the original policy.