Legal analysis: no, the car that has not been returned cannot be transferred, and it needs to be returned. Auto mortgage loans can be repaid in advance or in advance. There are two main types of prepayment of automobile loans, partial prepayment and one-time prepayment. However, if you pay off the car mortgage loan in advance, you should pay attention to the expenses incurred by repaying the loan before the repayment date. If repayment is made in advance, banks and loan companies will charge a certain penalty. To pay off the car mortgage loan in advance, you need to apply to the loan bank or loan company first. After the loan company or bank agrees, you can go through the repayment procedures with the deposit and other information.
Legal basis: Article 20 of the Regulations on Motor Vehicle Registration shall not apply for transfer registration under any of the following circumstances: (1) The contents recorded in motor vehicles and vehicle files are inconsistent; (2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs; (3) The motor vehicle is in the period of mortgage registration and pledge filing; (four) the circumstances specified in items (1), (2), (7), (8) and (9) of Article 9 of these Provisions.
Second, will it be executed to transfer the car to the wife before the credit card online loan expires?
It is definitely useless to transfer the car to your wife before the credit card loan expires, and it will be enforced.
Because, although the overdue credit card loan is your personal behavior, as what happened during the marriage, your wife is jointly and severally liable. What do you mean? Even if you don't pay back the money, your wife is obligated to help you pay back the money. Whether the car is in your name or transferred to your wife's name, if you don't pay back the money, the car will be forced to pay back the debt.
3. Can the loan car be transferred to the lover?
Spread out completely
Hello, if you apply for a car loan through our one-card card, if it is a normal car as a mortgage loan, you can't transfer it. Please consult your loan handling bank for specific suggestions.
If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.
4. Can the loan car be transferred to the lover?
Hello, if you apply for a car loan through our one-card card, if you apply for a car mortgage, please consult your loan handling bank.
If you have any other questions, please open a.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.