The down payment ratio of the first suite in Chongqing is 60% of the total house price, and the remaining 40% can be mortgaged. If the mortgage interest is a housing provident fund loan, it is based on the benchmark interest rate. Within five years, the benchmark interest rate is 6.40% (preferential interest rate is 4%); The benchmark interest rate for more than five years is 6.6% (the preferential interest rate is 4.5%).

2. What is the latest mortgage interest rate in Chongqing in 2022?

In 2022, the latest mortgage interest rate in Chongqing was 5.4% for the first set and 5.6% for the second set. Of course, the mortgage interest rates of banks are slightly different, that is, the differences between commercial banks cannot be large. It's probably only a matter of time. There is a difference between the mortgage period and the interest rate. The mortgage interest rate is raised or lowered every month every year. The mortgage interest rate seems to have been lowered a little this year. It may take some time to apply for a mortgage now. I hope I can help you.

3. What is the mortgage interest rate of Chongqing Metropolitan Bank in 2022?

4.38%。 The mortgage interest rate of Chongqing Chengdu Bank is set by the bank, and the standard set by the bank in 2022 is 4.38%. Chongqing, referred to as "Chongqing", is also known as the mountain city. It is one of the important national central cities approved by People's Republic of China (PRC) as a provincial administrative region, municipality directly under the Central Government, national central city, megacity and the State Council.

4. 20 16 can Chongqing ICBC get a discount on its mortgage?

The benchmark interest rate for commercial loans is 4.9.

1, the first home loan, with a minimum of .41and a provident fund loan of 2.93;

2. The interest rate of the second suite is about 10%, the commercial loan is 5.39, and the provident fund loan is 3.58.