In order to enable every child who wants to study to study, we have many student loans. Generally speaking, the examination and approval of student loans is relatively easy. After all, the essence of student loans is not to make money, but to help students go to school. However, if the student loan is seriously overdue before approval, even blacklisted, or has committed some criminal acts, it may be approved. However, I will explain them in detail. 1. The examination and approval of student loans is relatively easy.

I have a college classmate whose family is poor. His main income is his father's farming, and he has only a little income every year, and he has to support several children to go to school. Therefore, he can't afford to go to college, but he can apply for a student loan. Generally speaking, because the student loan will be transferred to the student's fixed account, it can not be used for expenses, but only for tuition, so it is not easy to approve, and it can generally be passed. 2. Student loans are also not approved.

Although the main purpose of student loans is to help students study, not to make a profit, if students have poor repayment ability, they may not pass. For example, a classmate owed a lot of money because of his bad character and was not blacklisted by the bank. In this case, the student loan does not dare to lend to this student. After all, they are not profitable and cannot lose money. In addition, if there are some other behaviors, in short, with the development of society, our treatment is getting better and better. For children without money, they can still get the qualification to go to school by applying for a student loan. Moreover, the student loan itself is not for profit, and it is relatively simple to apply, but there are still some failures in examination and approval, such as bad credit records and so on.